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    Free Essay
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    Score a winning goal

     

    “A successful attempt at scoring” Let’s break that definition of Goals down a little. When you attempt a goal, does that mean you hit the mark you were shooting for? Or does it mean you tried? And if you tried [attempted] and did not hit the goal you intended does that mean the attempt had no value? When a baby attempts to take the 1st step and falls, have they moved a little closer to walking? Of course he or she has! Success is at every “attempt” Love Goals or hate them, most successful people set Goals. Can you succeed without them? Some have. What about you? Do you need a goal? Maybe what we should do first is find out why goals are scary to many. For one thing, what if we set one and don’t achieve it. Are you now a failure? Hey, what is failure anyway? Failing is actually hard to “make happen”. When we get right down to it, failure is darn hard to make happen. I was a salesman for some time and it took about 10 calls until I made a sale. Each sale I made $1,000 dollars. Here’s the question. Did I fail 9 times and succeed once? So would say yes. You know what I did? I said to myself, it takes 10 calls to make every sale. So each call I go on I get paid $100.00 per visit. Payday just happens to come after the 10th call. How do you think I started looking at those “visits” I needed to make? You got it; they were simply visits, not failures. In fact, I got pretty excited about each one, I knew that each “visit” I did helped me get one step closer to payday. Now it became fun. What happened to stress? Gone. What happened to depression? Gone. What happened to my attitude? It shot thru the roof and stays there today. Do you see what is happening here? Do you see where the problem really is? Yepper. It’s all in our head. It’s how you look at the situation. You can change your success rate today! Did you ever hear the saying; your attitude affects your altitude? Well, the problem is it’s true. Let’s get back to setting goals. We don’t set goals because we don’t like to fail. But you just learned that it’s nearly impossible to fail. It’s just the way we look at it that causes the problem. In fact the only true way to fail is to quit. Remember what I did to turn my “failures” into part of my success on the 10 sales calls I made to get a sale? Well, you can do the same thing with whatever you want to accomplish. Has this made setting goals easier for you? Like anything, it takes practice but now you know another way to set goals and be the leader that you’ve been waiting for! It’s now time to set yourself up to win at everything you do. You have the only tool you really need to set your goals and win every time. It’s the tool of DECISION. Deciding how you’re going to think about yourself and your business. You are a winner every time. At everything you do. You never fail. Every step and action you do is part of your ultimate payday. Your next Goal. You decide what it is and what is needed to reach payday. All the ingredients all necessary. The rain and the sun. You love the them both. Dance in the rain and bathe in the sun. It’s all just a part of your Success Plan!

         
    Set smart goals to achieve more

     

    Are you having trouble achieving your goals, or getting through a period of no success? Then take the time to learn how to set SMART goals. Specific, Measurable, Attainable, Realistic, and Tangible. Specific Setting specific goals is the key to all sorts of success. Most folks know the story about the 1954 Harvard class where they measured those who made goals and those who did not. Each time they grouped the goal-oriented graduates into smaller and smaller groups: those who made goals every now and then, on a yearly basis, and on a monthly, weekly or daily basis, each subset of individuals ended up making more money, having free time and far more happiness than the others. And guess what? The no-goal folks were left out in the cold and achieved almost nothing in comparison to those who set goals. Measurable The more measurable something is, the easier it is to see if we've achieved, or not achieved, the desired outcome. If you're vague in your goals, and don't have a way to measure it, how will you know you've achieved it? You won't, it's that simple. So make sure your goal can be measured, and you're done with step 2. Attainable When you set goals that are the most important to you, you will find a way to make them happen. That's a fact! You begin to find things that fit in with your goals, you develop a positive attitude, you work to develop new skills and abilities, and you somehow find the financial capacity to achieve them. You think of all the opportunities that you've left unanswered and you uncover new opportunities to help you achieve your goal. You can do almost anything when you plan out the steps necessary to reach the goal, and set the time frame that holds you accountable to that goal. Things that never before were possible now are not only possible but are in fact probably, because you've learned and grown to match these tough goals. Listing your goals helps you feel better about yourself, as you learn to see yourself worthy enough to achieve these goals, that you deserve these goals, and you reach these goals! Realistic Do you want to aim for something you'll never reach, or for something that is within your power? Remember, you have to be willing and able to do something, so make sure you're realistic in your goal setting. You definitely want to stretch and not set something you could do without effort, but if you know that there is absolutely no way you can physically run a 4 minute mile because you have arthritis, then don't make that your goal. Now keep in mind that with the Internet, e-mail, and the globalization of the marketplace that you can achieve more than you ever thought possible, there still may be things that just aren't possible. Don't set these as goals, set these as dreams, and point towards those. But set the attainable goals so you can get satisfaction from achieving more and more of your goals. Tangible A goal is tangible when you can experience it with one of your five senses. That means if you can can taste it, touch it, smell it, see it or hear it. When your goal is tangible, or when you tie an tangible goal to a intangible goal, you have a better chance of making it specific and measurable and thus see it as more attainable to you. So be SMART about your goal setting, read a book or 2 about goal settings, have others help you be more accountable to yourself for achieving these goals, and you will do more and be more than you ever dreamed possible!

         
    Set your mind to win

     

    Have you ever heard someone say, I could do it if I could just set my mind to it. Have you ever uttered these words, even just to yourself? You can you know. And me too. I really can achieve what I set my mind to. This belief has pulled me out many times from difficult situations, and for anyone discovering this feeling, you cannot describe the power inside. No bragging, just quiet confidence. Have you heard about the story of mothers pulling great weights off their sons or daughters in order to save their lives. And then find out that the weight they lifted was virtually impossible! Tell that to a mother who is trying to save her children. There is no impossible in her mind. There is no other acceptable alternative other than total and complete success. You can use this principle! We will move heaven and earth when we feel it is important to do so. You really can get anything you want in life if you set your mind to it. The timing and strategy may change, but the result is in the bank, ‘if you set your mind to it.’ OK. You have my curiosity stoked, you say. Now you ask, how do you set your mind to it? Ahhhh. There’s the rub. The question of the ages rears it ugly head once again. I have written a success story of mine below. I am not proud of where I was, I am proud of how I handled it and came back. 1987 - This period of my life was both the worst time of my life and the best time of my life. Anyone hitting rock bottom can relate. That year 1987, my life was in the "crapper". I was in a downward spiral, and couldn’t seem to stop myself from ruining not only my life but my family’s too. I was drifting away from the very people who were most important to me. It's funny that even when you know that you are screwing up, you sometimes can't seem to make change. That’s when you sometimes get lucky. At least I was. I was drinking heavily, an alcoholic by definition, not by belief. I was up late drinking myself into a stupor and fell asleep with a lit cigarette in the ash tray. When I woke up the next morning, the cigarette had burned down, fell out of the ash tray onto the coffee table and burned a thin streak into the wood. Now you would think that this would shake anybody up, but, this wasn't the catalyst! No. When our little girl Sheri came down this particular morning, she remarked, horrified, that I could have burned the house down! I could have died just from the look on her face. Well, I would move mountains for my family so it was enough of a picture that I gave up smoking right then and there. March 5, 1987 My focus was laser concentrated, quitting smoking was the most important thing to do in my life at this time. If you notice, I never said that I gave up drinking there. No. Not enough leverage for that one yet. Later that year we were at a friend's wedding, and I still was drinking heavily. Probably more heavily if that could be possible. It's a wonder that I didn't get alcohol poisoning, I had no problem downing whole cases of beer, and requesting more. (24 packs in Ontario, where we were living at the time.) When we came home that night, my wife and I got into an argument, and after verbally abusing her, the argument elevated. I HIT HER. I struck my wife, a little more than 115-120 lbs soaking wet! What a big man I was. The argument continued for another few minutes, but she picked up the kids and left the house for her mothers. At that instant, I realized even through my drunkenness that I had crossed the line. When the next morning came, and I had sobered up a little, I could have cut my right arm off. In my life, I had swore that I would never become one who would beat on their wife. And I had hit her physically. I have never had another alcoholic drink since that time. July 18, 1987. Quit cold turkey, with leverage that few people get to feel. Thank God for that. And of course I never hit her again. She is absolutely the most important person in my life, and I try to demonstrate that daily. Change took on a whole new importance to me. I had tremendous leverage on myself. I had crossed a line in my mind, a threshold, that gave me absolute power over my actions. That is where we have to be when we expect change to last. The results? That year, I quit smoking in the spring, and I quit drinking that summer. I started jogging at this same time and started out going around a little park behind our house, probably a 5 minute run but took me 11 minutes, pumping and puffing. During the next 3 months I worked up to 5 miles a day, and dropped weight from 245 to 185. My focus was concentrated solely on the fact that I knew I was better than this and I must change my life now. For myself and for my family. I felt tremendous urgency. I felt better then than at any other time in my life. My mind was clear on the objective. Sure there were distractions, but my purpose was enough to get me through and manage them. In 1988, I led my team at work to a company wide contest win, great recognition for me. And I took my wife Anne on her dream trip, a trip for 2 weeks to Hawaii. We took everything in we could, and took 33 rolls of film to sit together and look at later. I journalled my thoughts and feelings at that time, but alas, I did not journal in a hard bound book, just a three ring binder. The pages tossed away sometime ago. Therefore, I have only my memory to serve me. (Journalling regularly is a great way to measure how much one has grown. I recommend it heartily.) What really pulled me out was the realization that, not only was I completely fouling up my life and my family's, but that I was not creating anything for them or myself. I was not being who I was supposed to me. My idea of who I am, was completely in direct contradiction to what I was acting out. Now. Back to the Present. So, how do you set your mind to it? How do you make what you want, the most important thing in your life for the time period needed to achieve? How do you give it importance over those things you most value already? Connect them up. Use what is already important in your life and connect it to what you want to have, with stronger, more powerful reasons associating the fact that one gets stronger and more potent with the other. How do you take something you have doing for years and stop ‘cold turkey’, and turn it around to give you terrific momentum for the positive? How do you take something that you have been trying to do for years, and failing, and turn it around so that you are successful at it immediately? You must make it the most important thing to do in your life for the time period necessary to ingrain it into your life. And you must make it a MUST! Just like in the story of the mother saving her child. There is no other acceptable alternative other than total and complete success. Connect it to something you feel is already critically important and merge them. Make one depend on the other and you will be pulled to success. Look forward to your new future! My guess is that at some time in your life you have ‘set your mind’ to something and cruised to victory. This is the feeling you want to remember and practice. Think back, pull the memories of successful changes you have already made and you will have your own personal strategy that you know works for you. You just have to consciously remember and practice it. There are many ways to change. You probably already know these but are you using them? I have found them absolutely critical to habit development and change. The degree of success you have will be directly proportionate to the degree you apply these principles. They create a 'pull' instead of you having to 'push'. Logical reasons will help, but emotional reasons have the most power. Here are 5 strategies that I feel are critical. 1. Decision to Commit - Pure resolve that I am doing it. No matter what, whatever it takes. There is no option acceptable other than to do it. 2. Great Reasons that move me to ACTION! Strong Empowering Emotional Reasons WHY I must do this. 3. Connection to what's already important. Anchoring positive thoughts over negative to control focus. Look forward to your new future. 4. Associating with people who have done it or are doing it. Immerse myself. 5. Change My Identity, to a Self Image that is consistent with what I want. I use these strategies in conjunction with each other. It does however depend on the habit you want to create or replace. More later at another time, this will give you a great place to start. Go for it!

         
    Setting date specific goals the must haves whys and hows analysis

     

    So you have decided to make a change in your life. You may have decided to start a home-based business or you want to become more focus at your life. Setting goals is a great exercise in getting a focus and a perspective on life. Not life in general, but where a person wants to be short term and the long term. In this article, I am going show the technique I use to set my goals. I will also provide a worksheet for you to use. Also, before I start discussing this technique, you need to realize that this is not a one-time exercise. We need to record our goals onto a document. Our thoughts and desires now become a living document. Every three months, I suggest reevaluating the document and do this exercise again. And ask these questions, “Did I meet my goals?” “Do I have new desires?” “Are the goals I thought to be once important, not in line with my ultimate goal now?” The technique I use to set my goals is the Must Haves, Whys, and Hows (MWH) Analysis. For the purpose of doing this exercise, download this worksheet: at-home-incomes/downloads/MWH_Worksheet. doc. When the worksheet is opened, there are two sections: MWH analysis and Setting Date-Specific Goals. Lets look at the MWH analysis page. This page has the template that we will follow to gather our thoughts, hopes, and desires. You will notice that there are multiple occurrences of these lines: Must Have: Why: How: This is where we will start the process of writing down our information. So let’s start with the Must Haves. Must Haves: This is where you write down your desires and wants. Think about what is important. Think about those crazy items everyone dreams of owning (expensive cars, big houses, jewelry, etc). Maybe you only want to provide a better life for your family. Maybe spending more time with your family is important. Maybe you want to travel. From the Must Haves, you start to develop your goals. Whys: Now look at each Must Have and decide why you need these Must Haves. Do you need the Must Have to make a change in your life? Are making the changes just because it is the right thing to do? Do you have a specific need for the Must Have? Is this a dream that has been put on the back burner because life got you? Deciding on the Whys will narrow your goals into categories. Hows: Lastly, you need to decide the Hows of obtaining your Must Haves. Do you start a home-based business? Do you get a second job? Do you set aside time every day for the Must Have? Do you save our money or do you invest? Deciding on How to complete the process of this exercise. Example of my own MWH analysis: Must Have: Money in the bank and in stocks Why: To secure a great retirement and financial stability for my family and myself. How: Use my gains from online ventures to supplement other ventures (real estate, stocks, etc) Must Have: Tithe Why: Because it is right How: Take 10% off of the top Once the analysis is finished, separate MWHs into categories sorted by date’s ranges. Which MWHs are short term and which are long term? On the worksheet, the goals are broken into daily, 3-month, 6-month, 1 year, 5 years, and 10-year categories. When you write your goal in the appropriate category, it needs to be date-specific. If a goal does not have an end date, it is a desire. An end date give a goal a metric be to used to evaluate accomplishments and shortcomings? Repeat these steps until you have assigned our MWHs a category. Here are some examples of my own goals: 1. Daily Goals a. Spend 1-1 1/2 a day promoting my business. b. Read GOALS daily. 2. 3-Month Goals a. By April 30, have 10 new enrollees in my downline. b. By May 31, have 15 new enrollees in my downline and be helping my first 10 team members duplicate the process of acquiring new team members Now that you have completed the worksheet, there is only one thing left to do. READ IT DAILY. Set aside sometime everyday that is “me” time. It does not have to be long, 10-15 minutes. Make several copies of the worksheet that are easily obtainable. If possible, read more than once at day. By reading them everyday, our mind starts to focus on reaching these goals. To remind myself to read my goals daily, I use my Yahoo calendar to send me a daily remainder to my email account to read my worksheet. Reading the goals daily will also help you plan your days. One question that needs to be asked while reading the goals would be, “What am I doing today that will help me accomplish my goals?” Use our time wisely to help you strive to our goals. Time is never given back. Make the best of it. By using the MWH analysis worksheet, our wants and desires can be written down and evaluated. After the MWH steps are completed, they can be converted into date-specific goals. By defining date-specific goals we now have a living document that we can read on a daily basis to focus our day’s plan to obtain our goals.

         
    Setting goals

     

    Imagine a boat on the high seas. The boat is equipped with the latest instruments and gadgets. All the officers and the sailors are fully trained. The fuel tanks are full. The machinery is in order. Everything is fit and fine. Except that the boat has started sailing, but the commander does not know the destination. Some people live like this boat. They are well educated, and healthy in body. But as they have set no goals for their life, they keep on changing the direction at every opportunity. What are goals and how do goals help us in life? Let us discuss this. We have many parts in our life that combine together to give us a whole look. Career, home, religion, hobbies, friends are some such parts of our life. For some of us who are young, career goals take the priority. For some others family goals are equally important. For those who are now retired, friends, hobbies, religion, get the priority. One has to sit quietly and think and write about one's goals. One has to imagine of the ideal life, one desires, and what must happen to get that ideal life. That will give broad parameters of goals in different areas. Once we know our goals in general, we have to prioritize them. What comes first? For example, If I have a goal of getting more promotions and reaching the top of my company, should I not give more time and thought to that compared to developing new friendships? After the broad goals are set, divide them in small parts of the time frame. I want to reach the top of my company in next ten years. This year, I will try and get at least one promotion. Or I have a goal of keeping myself fit for my life. This year, I will change my diet to include more of fibers and stop eating what my doctor advises me not to. I will not give in to temptations, but always keep my goal of fitness in my mind. After diving the goals in small steps, take a weekly summary of everything. What did I achieve this week? Was it satisfactory? Where did I go wrong? What needs correction? What are my goals for the coming week? Same exercise should be repeated every week, every month and every end of the year. As you find that you are not only setting goals, but also are nearing them, it will give you more inspiration. It will increase your self esteem. It will give you focus and it will give you more determination. Happiness is the result of hard work and achievements. No one who wastes away the time, ever feels happy. Happiness comes after realizing that you completed your work to your own satisfaction. Set goals to lead a happy life.

         
    Setting goals making them attainable

     

    : As a writer/author/editor/web designer, et al, I find that in order to make a “go” of my business, I must periodically refocus or reshape the direction in which my business is moving in order to remain relevant and profitable. If you, too, run your own business you probably have learned to do the same. If not, you may be missing some important trends that can impact your bottom line. Please continue to read on for some helpful advice on how you can set attainable goals for your enterprise. My business is always in a state of flux. At times, web design is the hot item while at other times article writing surges to the top of my list of tasks. Several other competing responsibilities including advertising, resume design, and special projects also weigh in. My job isn’t boring, but if I don’t keep a firm grasp on my myriad duties, I can find myself going in the wrong direction without warning. This can be both a career killer and a financial disaster. Some goals I make for myself are specific, such as, write more personal finance articles, while others are general, such as, the following goals I recently made to provide even better service to my clients: 1. I will do the best job possible for you and at a competitive price. 2. I will work for you as if it matters to me. That’s because it does. 3. Your success is my success. If you do well, I do well. If your project fails, I have failed too. Of course, more generalized goals give you more room to move [and breathe!] while specific, set-in-stone goals are just that: immovable. You will either reach your goals or you willfail; there is no middle ground! So, why not do both? Have specific goals which you know you must reach and generalized goals which you can meet, but can also be reshaped on the fly. Divide up your goals into those that must be kept a specific way for one category, while placing the remaining goals in the second, more fluid category. You will likely attain your goals if you give yourself some wiggle room. If you don’t, you will soon grow disinterested, forget your goals, and your business and your customers will suffer the consequences.

         
    Setting goals for success

     

    “In any and every given moment of your life, you are either in command of yourself… or you are being commanded.” - Guy Finley, Author It pays to learn, especially from your mistakes. The successful entrepreneur learns how to deal with mistakes every day. They look forward to the challenge. It‘s important to remember that they don’t have to know it all. There’s always someone they can go to for assistance, support, or technical information. To experience success means you have to set goals and take the necessary actions to make your goals happen. This process of learning continues until you’ve mastered it. After every failure, you can compliment yourself for trying, then tell yourself to try again. Setting goals to reach success is like climbing a mountain. It takes a very long time to reach the top. Along the way may be several obstacles, but you must keep going. Further on you may stumble and need to rest. To reach the next level, there may be times when you have to take a different path or go around the obstacle. The last step to the top is the crucial one and requires all your concentration. Don’t let the difficult climb persuade you to quit or from setting higher goals. If you enjoy the climb, you will eventually reach the top! There is power and energy in accomplishment. Develop goals that you are passionate about, then work to make them real. If you miss reaching one goal, learn what you did wrong, and try again. You have every right to be successful. Failure means giving up. If your goal is strong enough and you are committed and passionate enough about what you wish to accomplish, it will happen. Wouldn’t one idea be worth it, if it helped thousands of others to live better, be healthier, save more money, save time, help the environment, create new businesses, and employ others? Successful entrepreneurs have a certain mental and positive attitude. They believe in themselves and are convinced that they can live richer, fuller lives. They fulfill their own personal desires for happiness. They are familiar with hard work and responsibility. Take any business or service that is already established and successful and think of other products or services that may help others in different and new ways. Expand your consciousness; think success. Develop your need to be creative. Think outside of your normal way of doing, acting, and being. You may surprise yourself into discovering the next invention, the next form of entertainment, or the next wave of technology. Get rid of self-defeating habits and attitudes. Success comes to those who look for it. Here are some goals you may set for reaching success in your life: 1. What are you passionate about? Make a list of things you love to do. A few ideas and types of businesses that may lead you to think of new products, new services, or new inventions may include: * Travel * Fitness/Health Care * Electronics * Technology/Internet/World Wide Web * Teaching/Instructional Workshops * Public speaking * Writing: Books/Articles/Poetry/Advertising * Entertainment/Music/Acting * Gardening//Landscaping * Interior Design; Broadcasting/Television/Radio; * Spirituality/Inspiration/Self-Improvement The list is endless. 2. Set goals with specific conditions. Make your goals possible to accomplish. Plan your goals and structure your thoughts around positive actions. If you think your goal is impossible - it will be. Yet, if you think in positive terms, your goals will be easier to achieve. Refuse to let doubt sway you from your target. Stay positive and you’ll get to your goal much faster. 3. Think big, yet be realistic. Every accomplishment starts with a dream. Make your dream the biggest and the best - then work to make it come true. Write down everything you know about your dream and your desire to have it happen. What do you have to do? How soon can you make it happen? Be patient, nothing happens overnight. 4. Make a plan. Write your dream, idea and your plan of action in the present tense: “I am successful.” “I have a successful business.” “My faith is strong and I am blessed financially.” “I am going to reach my goal.” This helps your mind to visualize the outcome. Your mind is forced to act as if your dream has already materialized. Your mind works in the present and makes no distinction between what is happening now and what has already happened. Confusion comes when you send your thoughts to the future or back to the past. The mind may shut down and stop working on what you desire. 5. Set values on your goals. What value do you place on your life? On your career? On your business? What excites you? Let your imagination soar. Would you give up your values for someone else’s if it meant losing your character or your faith? Your goals must be valuable to you before they can be fulfilled. When you focus on your dream, give it time to grow and develop. It soon becomes a reality. 6. Reward your progress. When you achieve even the smallest step in accomplishing your goals, get excitedpliment yourself for taking a step toward reaching your goal. There isn’t anything more gratifying then accomplishing your goal. When you make a major accomplishment, do something for someone else. Celebrate it! With unlimited opportunities to reach your dreams and goals; with unlimited access to knowledge, information, instructors, and places to go for help, there’s no telling what you can accomplish - if you desire! Then... Always remember to thank the source from which it all comes.

         
    Setting goals with basic values

     

    Setting goals is a skill that everyone who wishes to be successful should learn and master. However many people often set the wrong types of goals, and as a result either do not achieve what they really want to do in life, or give up on their goals because they do not become motivated by them. It is therefore absolutely essential that the goals you set for yourself are aligned with your basic values. What Are Your Basic Values Your basic values are the things that you believe in, you are passionate about and what you regard as important. They are who you are and what you stand for. For example, if honesty and fairness is something you value as a person, your goals and future actions should be aligned with these values. Such as making money, in a way that is fair and honest, without cheating or harming people. Taking the time to think about your basic values is an extremely important thing to do, as if you set goals that are not aligned with what you believe in, or stand for, will in a lack of motivation and a feeling that you are not doing the right thing. So if you strongly value honesty and fairness in life, but then try to make money using dishonest means you are likely to feel bad about doing so, and consequently will lack the motivation to successfully go after and achieve your goals. If you do not enjoy what you are doing, then it is highly unlikely you will become successful at it and this is why it is so important to choose the goals that are right for you. Another important consideration to make when setting goals is whether or not they challenge you. If the goals you are setting do not “stretch you” and pull you outside your comfort zone, then you are unlikely to feel motivated and driven to achieve them. However goals should not be too challenging, or unrealistic, as otherwise they will seem impossible to accomplish and you will most likely give up on them. This does not mean to say that you should not think big. What may seem possible for one person, may seem completely impossible to another. So the goals you set should be based on what you realistically believe you can achieve. This last point raises another important issue, as often people set goals which are influenced by what other people think. For example, many people believe flying was an impossible task, and something which could never be done. However the Wright brothers, did not believe flying was impossible and as a result went onto create the world’s first flying airplane. If the Wright brothers had allowed other peoples limiting beliefs to influence the goals they set for themselves, who knows, maybe we would not have airplanes today. So when setting yourself goals make sure they are the things that you really want to do in life, and are aligned with what you believe in and believe you can achieve. If you can do this you will set goals that are right for you, and vastly increase the chances you will accomplish them.

         
    Setting smart financial goals

     

    Managing your money wisely is the best way to make sure you and your family gain financial security. Money management is also extremely important if you own a business. All business owners need to understand how money comes in and goes out of their business-if you ignore budgeting details, your venture might not be successful. There are many similarities between budgeting for yourself and budgeting for your small business. When you understand the basics of money management for yourself, you will be more prepared to set up a budget for your company. To manage your money wisely, start by setting financial goals and establishing a budget plan to help you achieve those goals. Financial goals are simply statements about things you wish you could afford; for example, you may have a goal to establish an emergency savings fund of $2,000 by the end of the year. What are your personal financial goals? If you had $2,000, what would you do with it? Would you invest it in your small business? Would you buy a car? Would you make a home improvement? You will be able to accomplish your goals if you manage your finances and put money aside on a regular basis. The key is to setting financial goals that are Specific, Measurable, Attainable, Realistic, and Trackable (SMART): Specific. State exactly what you want to achieve, how you're going to do it, and when you want to achieve it. For example: General Goal Statement: I want to improve my finances. Specific Goal Statement: I want to pay off my credit card bill in 8 months by negotiating a payment plan with my creditor. Measurable. A financial goal should be measurable so you know when you have achieved it. General Financial Goal Statement: I will pay off most of my credit card debt soon. Measurable Goal Statement: In the next six months, I will pay three of my five credit card bills in full. Attainable. Make sure the financial goal is within reasonable reach. General Goal Statement: I will save money. Attainable Goal Statement: I will save $1,000 in a year by putting aside $3 each day. Realistic. Is the economic goal realistic for you? Don't ignore your limitations. Your economic goals need to be tasks that you can reasonably accomplish. General Goal Statement: By managing my money well, next year I will become a millionaire. Realistic Goal Statement: By managing my money well, next year I will be debt free and will have an emergency fund equal to three months of living expenses. Trackable. Being able to track your progress encourages you to keep going and reach your fiscal goal. General Fiscal Goal Statement: I will increase my savings goal every year. Trackable Statement: Each year I will save 10 percent more money than the previous year. If you are SMART about setting financial goals, you will be well on your way to managing your money in a way that will provide financial security for you and your family for years to come.

         
    Setting your goals easier said easily done

     

    The basics of setting a goal is an open secret known by top-caliber athletes, successful businessmen and businesswomen and all types of achievers in all the different fields. The basics of setting goals give you short-term and long-term motivation and focus. They help you set focus on the acquisition of required knowledge and help you to plan and organize your resources and your time so that you can get the best out of your life. Setting clearly defined short term and long term goals will enable you to measure your progress and achieve personal satisfaction once you have successfully met your goals. Charting your progress will also enable you to actually see the stages of completion leading to the actual realization of your goals. This eliminates the feeling of a long and pointless grind towards achieving your goal. Your self-confidence and level of competence will also improve as you will be more aware of your capabilities as you complete or achieve your goals. The basics of goal settings will involve deciding what you really want to do with your personal life and what short term and long term goals you need to achieve it. Then you have to break down goals into the smaller and manageable targets that you must complete in your way to achieving your lifetime targets. Once you have your list waste no time in tackling your goals. A good way to have a manageable list is to have a daily and weekly set of goals. By doing this you will be always in the position of going towards you life plan goals. Everyday will give you the opportunity to fulfill a certain goal giving you the feeling of accomplishment. Here are some pointers that should be taken into consideration in setting goals and achieving them. Attitude plays a very big role in setting and achieving your goals. You must ask yourself if any part of you or your mind holding you back towards completing your simplest goals? If there are any part of your behavior that is being a hindrance or puts your plans into disarray? If you do have problems in these areas then the immediate thing to do is to address this problem. Solutions may include a visit to a doctor or psychiatrist to control your emotions. Careers are made by good time management practice. Failing in a career is often attributed to bad time management. Careers require a lot from an individual which often makes the career the life of the individual. Plan how far do you want to go into your career. Education is key in achieving your goals. If your goals require you to have a certain kind of degree or require a certain specialization or demand a certain skill to be developed, make plans in getting the appropriate education. Your family should never be left out of your plans. If you are just starting out then you have to decide if you want to be a parent or when you want to be a parent. You also have to know if you really would be a good parent and how well would you relate to extended family members Personal financial situations also play a major role in achieving your goals. Have a realistic goal on how much you really want to earn. You also must be able to create plans or stages by which you will be able to reach your earning potential. Physically gifted individuals may be able to achieve sports related goals like being in the National Basketball association or National Football League. Determining your physical capabilities should be one of your priorities. Physical limitations could however be conquered with proper planning. As the saying goes -'All work and no play makes Jack a dull boy', or something to that effect, is by all means true down to the last the letter. Giving yourself a little pleasure: should be included into your plans. To start achieving your lifetime goals, set a quarter of a century plan, then break it down to 5 year plans then break it down again to 1 year plans, then 6 month plans then monthly plans, then weekly, then daily. Then create a things-to-do list for the day. Always review your plans and prepare for contingencies. The basics of goal settings should not be so difficult once you get to be familiar with them.

         
    Settling for more

     

    You have enormous promise! Why compromise? I once heard one self-professed motivational expert say, When you set your goals, aim for the moon. Aim high. Even if you fall short, you will have reached higher than those who aim low. What nonsense. When NASA aimed at the moon, falling short of that goal (compromise), equated to failure. Imagine attempting to convince those imaginary astronauts, lost and adrift in space, that they had succeeded because they got 3/4s of the way there. Set your ideals high. Establish intermediate goals as stepping-stones, not fallback positions. Go for the highest goal. Falling short of the mark does not mean that you have succeeded. Don’t kid yourself. When you set your goals, be prepared to settle for more, not less. As soon as you set your mind to the possibility of not quite measuring up to the mark that you have set for yourself, you have already planted the seeds of failure and your willingness to settle for less. Think of your goals, no matter how high they may be, as your minimum expectation. Be willing to believe in the possibility of more. Be willing to imagine more. Be willing to settle for more. How often do you hear someone say, Well, you can’t have it all.? Why not? Who made that into a truism? Compromisers, failures, that’s who. Listen instead to the advice of Napoleon Hill, Anything the mind of man can conceive and believe, it can achieve. Make that your truism. Set your ideal. Define your prosperity. Establish your goals. Design your prosperity. Conceive of and believe in the possibility, nay, the probability of more. Have the material and financial success you desire. Have the Physical and Environmental, Emotional and Relationship, Mental and Educational, Spiritual and Ethical success you desire. And MORE! Abundance is the natural order of things in the universe; it is the rule, not the exception. Your personal abundance is a natural thing too. Demand it. Expect it. Settle for it. Reconcile yourself with prosperity, not paucity. Get rid of your limiting beliefs. Stop buying into the BS. The same preacher who tells you that money is the root of all evil, asks you to give him your money. The same guru who avers that the material must be left behind to approach the spiritual has servants to attend to his every physical/material need. Why believe such hypocrisy? Get motivated by love, not fear. Money is just a symbolic measure of the flow of energy from one source of attraction to another. Love is attractive. The same parent, peer or teacher that tells you that you have to put your nose to the grindstone and accept your lot in life, will be living on a pension, if lucky, and wondering what happened to their life. Is that what you want? Opt out of limiting beliefs. Reality is what you make it. You can have spiritual fulfillment and abundance in your life side by side with material abundance and success. You can have gratifying and joyful personal relationships in your life. You can have wisdom and self-actualization. You can have it all. There is no reason or rule beyond your self-imposed or assumed limiting beliefs that states that you cannot. Stop acting as if your beliefs, thoughts, visions, words and deeds are meaningless. They paint your destiny on the canvas called your life. Don’t live your life as if it means something; live it as if it means everything. Everything means the fulfillment of all your ideals. What else are you here for? It’s about time you figured that out, isn’t it?

         
    Signal mirror over the shoulder go

     

    Recently I have read an interesting article about SMOG. SMOG simply means Signal, Mirror, Over the shoulder, Go. This is the step that we should use when we wanted to change lane on the road during driving. However most of us are using the opposite practice which is MOSG. MOSG means Mirror, Over the shoulder, Signal, Go. When we wanted to change to the next lane during driving, we normally try first to make sure that there are opening for us to move into the lane, then only we turn on the signal and move in. If there is no opening on the lane next to us, we don’t even bother to turn on the signal. This is exactly what I did when I drive. But in actual, if you signal first, the cars on the other lane will normally leave out an opening for you to move in. I suddenly realize that what I was doing - MOSG is indeed a reactive way, where SMOG is a proactive action. In SMOG, you create the intention on what you want to do, let people know about it, then you achieve it. In achieving what we want in life, are we using MOSG or SMOG practice? I think most of us are using MOSG practice. For example in our career, we normally just pick up any tasks that comes to us. We seldom go and think about what we want to achieve in our career. Bear in mind that the tasks that just comes to us are normally urgent task that don’t help much in our career development. For example if we want to become a manager, then we should plan our time accordingly to improve ourselves like reading on management related materials, take up professional courses or academic courses like MBA and so on. Instead of doing that, most of us will just starting to complain that there is no luck for us. Ordinary people will believe it only after they see it. But successfully people aren’t doing that. They believe it, then only they see it. Many of us do want to be somebody when we are a child. But when we grow up, we start to forgot about that intention. It is not that we purposely doing that. It is because that most of us think in MOSG mode, we cannot find an opportunity for us to be that somebody, so we forget about it. Think about what you want to achieve, made up your mind, write about it, read about it and imagine about it. Then sooner or later opportunities will come to you.

         
    Stop procrastinating

     

    It has been said that 60-80% of New Year’s resolutions will be broken within the first two weeks. In other words, a lot of people have a hard time making the changes in their life they want to make. So you are not alone. Personally, I am not a huge advocate of New Year’s resolutions because I believe in setting and achieving personal goals all year around. That being said, I wanted to share with you the top ten ways to increase the likelihood for success with achieving your goals. 1. Stick to 1 or 2 important goals. Having a laundry list of all the things you would like to change in your life can be overwhelming. Your chances for success are much higher if you stick to 1 or 2 of your most important goals. This allows you to concentrate all your energy and focus on these goals. Once you achieve those goals, you can always set 1 or 2 more. 2. Be realistic. It’s okay to think big and want the best, but it is more important to succeed, so be realistic. Ask yourself whether or not your goals are reasonable and possible. It is probably not realistic to set the goal of never yelling at your kids again. How will you feel about your resolution when your children test you on a very bad day and you yell? Certainly one can cut back on yelling and work to find alternative ways to deal with misbehavior, but an all or nothing attitude may set you up for failure, and feeling like you’ve failed can set you up for more failure. Instead, accept and honor your humanness. 3. Be specific. Be as specific as possible when determining goals. Articulate how you will measure success and exactly what you are trying to achieve. Setting a goal to lose weight is too general. A better choice would be to set a specific and manageable goal. For example say, "I will lose 25 pounds by June 30, 2005." Be specific when answering the what, when and how. 4. Connect to your motivation for achieving your goal. Why do you want to achieve this goal? Why now? Make sure your motivation comes from your heart, and not from your head. In other words, your goal should be something you really desire, and not something you know you SHOULD do. Really connect to why this is so important to you. Pay attention to whether or not you are being driven by fear or love. Beware of setting goals based on what someone else in your life thinks you should do. Your resolutions should come from your authentic self. 5. Examine your belief in your ability to achieve this goal. What do you believe about your ability to achieve your goals? If you have tried to reach the same goal many times before without much success, your confidence could be wavering. You could be feeding yourself negative messages without even realizing it. Be conscious about positive thinking. Remind yourself that you are capable of doing anything you set your heart to. Tell yourself every day that you have the ability to take the steps it will take to reach your goal. 6. Create a detailed plan to achieve your goal. Let’s say your goal is to eliminate the clutter in your home. But how will you start when the clutter is overwhelming? It may be helpful to break large goals into intermediate, manageable steps. Make a list of each area you need to tackle. Then break each area into even smaller segments that can be tackled easily. For instance, set time aside to clean out old clothes, then to organize sweaters, then to throw out old shoes, and finally arrange clothing by color or type. Don't forget to specify a time limit for accomplishing each of the smaller steps. Before you know it, the larger goal will have been met. 7. Recognize that you may encounter obstacles. Most people give up on their goals because they run into some type of obstacle along the way. Obstacles can be internal or external. Examples of internal obstacles include negative self-talk, limiting beliefs and discipline issues. Some external obstacles are the lack of time, money or resources. Know in advance what hurdles you may have to conquer. 8. Identify a plan of action to overcome obstacles. If you are trying to give up chocolate (I would never try this!), what are you going to do when you get a craving for chocolate, or when all your friends are chowing down on chocolate cake? Maybe your plan would be to carry a sweet substitute with you at all times. Or perhaps you could involve yourself in a fun activity when the urge strikes. If your obstacles are tougher and you need more support, consider hiring a life coach to help you work through your blocks. 9. Enlist the support of an accountability partner. As you work towards your goals, it can be very helpful to have someone in your life to be your support partner. Consider asking your partner or friend to help you stick to the goals you have set. Use this person when you are struggling and set up a plan to check in regularly with him/her. As a coach, I have the privilege of trading coaching services with my peers. My coach helps me achieve my goals, overcome any obstacles, and celebrate my success. 10. Celebrate success along the way. One of the most important things you can do for yourself is celebrate your small successes as you work towards your larger goals. Don’t wait until the end to reward yourself. You deserve to be recognized for your efforts and your commitment, especially when your goals take a long time to achieve. If you don’t celebrate on your journey, you will lose your motivation. So celebrate, celebrate, and celebrate! Achieving your goals can be tough work sometimes, but it is also very rewarding. If you fall off your path, remember you can always get back on. It’s okay to take a few detours. It’s also okay to take a break to rest. Don’t beat yourself up or give up hope. Start again where you fell down and before you know it, you will be a pro at accomplishing your goals.

         
    Stop scoring own goals

     

    Own goals are actions, things we do, that stop us from reaching where we want to go or what we want to obtain. When we are out of focus, when we are out of tune with what’s going on, when we do something which takes us in the opposite direction of where we were going or should be going, we have scored an own goal. Sometimes they happen accidentally, sometimes on purpose and sometimes simply because we try too hard. First Own Goal To stop scoring the first own goal, answer the following questions: What is my focus? What do I want out of life? When you have a clear focus then you become more aware of your capabilities and what you need to add to be successful. However, we usually do it the other way around. We work out what our capabilities are and then decide what we should focus on. We live our lives like a flea in a flea circus. How do you train fleas? It’s easy; first you collect them and put them in a match box. Then you close the box. They keep jumping, hitting all sides of the box, until they get a headache, and all of a sudden, the noise stops. You then open the box and the fleas will only jump to the height of the original match box. How many of us are like this? We have learned to jump only to the height of the box we have been kept in and sometimes at the direction of the trainer. The result is, even when you take us out of our boxes, we don’t jump to our true potential. To have a chance of reaching your true potential your focus must come from your feelings. What would you really like to achieve in your life? What is that hidden dream? What is that thought that you are frightened to acknowledge? IF YOU HAVE THE FOCUS THEN YOU WILL PICK UP THE CAPABILITIES ON THE WAY. First identify your Focus Our guess is that this is the way you have run the most successful parts of your life to date. You already have the experience. If you know where you are going, then start looking at where the own goals are occurring. Are you scoring own goals because the enthusiasm is gone? If you have the right focus your enthusiasm is naturally high. Therefore if you don’t have the enthusiasm for your focus you don’t have the correct focus. Once you have identified it, it is important to keep your aim and objective in front of you. Let it drive all your thoughts and behaviours otherwise you will get lost on the way. REMEMBER: Your capabilities and skills will develop as you pursue the focus. Your enthusiasm is affected by your focus. Second Own Goal Another common way we stop ourselves from achieving is; we work out of the ‘want box’ rather than the ‘need box’. It is important to differentiate WHAT YOU NEED FROM WHAT YOU WANT. If you pursue your needs rather than your wants then you have more chance of living a happier life and reaching your focus. If you live in the want box (e. g. if only I had this, I would be happy) then you start putting conditions to your focus - the most common own goal we score. Third Own Goal What type of relationship do you have with: yourself other people. How you treat yourself? How do you treat other people? The best relationship can have is a Win/ Win, a relationship where I win and you do too. We both feel we have achieved what was possible. The result is acceptable to both sides. Neither person feels hurt, used or abused by the encounter. In a Win /Win relationship, I feel good about myself and I feel good about my focus; what I’m trying to achieve. When I do make mistakes I don’t immediately become abusive to myself , I just stop to think and examine what’s happened Or, perhaps your style is a Win/Lose style, where you win and the other person loses. A style typically used by aggressive sales persons and business people. They have little or no interest in the other person provided they buy the product or do as they are told. Another way of playing a Win/Lose game is by committing what is now called a ‘professional foul’. If you can’t win you do something to stop the other person winning. Ask yourself: How many ‘professional fouls’ have I committed this month? It can be something as easy as pouting or sulking. When you go into a relationship, do you go into it to Win/ Win or Win /Lose? If your self esteem is low you may find that your encounters and relationships are built on a Lose/Win scenario. In these relationships one person gives in all the time to enable the other person to Win. It may be masked in the phrase, ‘I don’t want to cause any trouble’ or ‘I don’t mind what happens, you make the decision’. How many times do you make people feel sorry for you? Classic I Lose you Win behaviour. You give away all your power all the time and I wonder why you don’t achieve anything and feel unhappy all the time. In our experience the most destructive relationship is one based on Lose/Lose. On these occasions a person enters the relationship or conversation with the mindset that if I can’t win no one is going to. This behaviour is very destructive. When playing football or any other team sport do you see yourself as participating in a competition of winning and losing? Or do you see it as I am a player in a team with a role to play and my job is to achieve my personal best in this situation? After a major race or game the question a professional sportspersons asks themselves or their coach is, ‘Did I perform to or beat my personal best this time’? The most important question to ask is: Did I perform my personal best on this occasion? Winning is not the issue. What matters is did I perform or exceed my personal best? The Own Goal is scored when we don’t know what our personal best is. We have no measure on our performance and so we tend to take decisions in life that take us away from Win/Win relationships. Win/ Win for us is living in my personal best, the result is I play better, the team plays better and the best team on the day wins. Forth Own Goal "If you understood the power of your thoughts you would be frightened to think" a wisdom keeper once told me. In other words your power is in your thoughts. Your thoughts drive your actions. So, get your thoughts right and correct actions must follow. In the context of this article, the correct thoughts are about you. How do you see yourself? How do you see others? One way of changing the way you think is to treat your brain and thinking process in the same way gardeners treat their gardens, In other words do some ‘Gardening of the Brain" If you are a gardener the first thing you do is take stock of the garden. Identify the flowers, cultivated shrubs etc and the weeds. If you are new to gardening the first job is to identify which are the flowers and which are the weeds. Now do the same with your thoughts: Which of your thoughts would you classify as Weeds? What behaviours would you classify as the weeds in your life? If you are a Gardener you would now dig out and remove the weeds and replace them with your favourite flowers. Which of your thoughts are your favourite flowers? Which behaviours would you transplant as your favourite flowers? The system to stop scoring the own goal is to Recognise, Remove and Replace all negative and unhelpful thoughts. Recognise, Remove and Replace all thoughts that stop you achieving your focus. Conclusion Most of the things we do are HABITS. I have a focus which is built on capabilities rather than capabilities are found to help me achieve my focus. I run my life on what I think I want rather that what I need. I build relationships on competing with others or giving in to others rather than trying to beat my personal best. I spend time admiring and developing weeds in my garden rather than replacing them with flowers. All you have to do is change them. In this article we have suggested that you will have a more productive and happier life if you change to your natural way. In other words instead of learning a new technique, just unlearn your present thought patterns and behaviour by doing what comes naturally. Focus on achieving your potential. Focus on what you really need in life. Focus on achieving your personal best at all times. Focus on being a flower rather than a weed. Each time you catch yourself not thinking in this way, you will have scored another own goal.

         
    Ten ideas to help you keep your resolutions or goals

     

    : If you have some resolutions for the New Year or if you set some goals for yourself or your business for the next year, here are some ways to keep yourself on track and focused. 1. Less is more. Have 3 or 4 resolutions at the most. Any more than this will make them hard to focus on. If the resolutions you have can be achieved in less than a year, create others once you have accomplished these. 2. Visualize success. Know what accomplishing your resolution(s) will do for you. Day dream about it. How does it look and feel? Reaching your dream only happens if you are motivated enough to stick with it. If you don’t keep thinking about how much you want it and how good you will feel once you either accomplish it or make it a habit (or get rid of a habit!), you will lose interest. 3. Write them down. Here is another way to stay focused on your resolutions.

    There is something more permanent about the written page than just having it in your head. Sometimes just the act of writing it down is enough to keep you on track and focused. 4. Tell someone. Have a friend, a mentor, or a coach hold you accountable. Once you tell someone else it is just downright embarrassing to admit you didn’t stick with it. Sometimes we know that is the only way we’ll get it done. Some people are motivated completely by the positive aspect of getting it done and others need the fear of the consequences of not accomplishing it. Both can help you. 5. Post them. Put a copy of your resolution(s) where you see it/them frequently.

    Just seeing the list will continually remind you of what you are trying to do. Where can you put the list so you see it continually? How about the bathroom mirror or the refrigerator door?! 6. Read them. Say them out loud at least once a day. Make a little ritual of this.

    Do it at the same time every day. This would be a good time to visualize your success too (2). The more you think about your resolutions the more in focus they become. 7. Take action. Ask yourself at the beginning of the day what one action can you take today to keep you making progress on your resolution(s)? Moving forward one step at a time is what you are after. 8. Hire an expert. An expert can help you to overcome blocks, improve the way you are approaching the tasks or just boost your spirits. Depending on your resolution an expert might be a coach, a personal trainer, a nutritionist, or an organizer. 9. Use affirmations. Create a positive statement that you can use when the voice in your head tells you that you are not going to achieve whatever you are striving for. When you become aware that the voice is telling you can’t do it, substitute your affirmation.

    10. Reward yourself. Give yourself something special when you cross a milestone or survive a particularly difficult period in your journey to achieving your resolution. Celebrate successes along the way and feel good about what you have done.

         
     
         
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