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    Preparing for 2006 getting your legal life in order

     

    As we wave goodbye to 2005 and charge into 2006, it is time to get your house in order. This is particularly true for the legal issues in your life. Legal Planning As drab as it may seem, legal planning can help you avoid disasters in your life. With the turn of the calendar, now is the time to give your life and business some thought. On the family front, you should be thinking about changes you experienced in 2005 and if any of them require you to take some steps. If you got married, you need to jump through a few loopholes related to changing names, addresses with relevant companies and so on. If you had a new family addition, have you give consideration to updating your will or family trust? On a less enjoyable subject, are there any steps you need to make with parents who are growing older. Elder abuse, particularly financially, can be a problem and you may want to provide assistance to elder parents so they aren’t taken advantage of. On the business front, now is the time to take a step back and reflect upon how things are going. Did you meet your goals in 2005? If you didn’t, how do you plan to make 2006 a better year? In making this determination, you need to be honest with yourself and make sure you evaluate your week points. From a legal perspective, are all of your relevant business documents up to date? Have annual minutes been filed for your corporation or LLC? A particular area where businesses fail to follow up are changes in contracts. When entering a contract, both parties tend to see great success in the future. Inevitably, they discover the agreement needs to be tweaked to allow for circumstances and so on. When this occurs, the parties will often reach an oral agreement or just shake hands on it. Such agreements are not binding on the parties. If a dispute occurs, the business relationship will be evaluated using the original agreement. That can lead to a nightmare of circumstances. If you’ve tweaked an agreement with another party, now is the time to get such an amendment in writing! April 15th sounds a long way off, but it will come faster than you can imagine. Yep, I’m talking about taxes. Do you feel you pay too much in taxes? Of course you do. This is a god given right of every American. Well, now is the time to do something about it. You should contact your CPA and do some tax planning for 2006. Saving taxes often comes down to how you collect revenues and distribute them. Slight changes can save you tens of thousands of dollars, but you must implement them early in the calendar year. As the calendar flipped to 2006, you undoubtedly made a resolution to do something. Getting your legal house in order probably wasn’t what you had in mind, but it is something you should do!

         
    Process serving california

     

    : Section 415.20 (b) of the California Civil Code Of Procedure States: If a copy of the summons and complaint cannot with reasonable diligence be personally delivered to the person to be served, as specified in Section 416.60, 416.70, 416.80, or 416.90, a summons may be served by leaving a copy of the summons and complaint at the person's dwelling house, usual place of abode, usual place of business, or usual mailing address other than a United States Postal Service post office box, in the presence of a competent member of the household or a person apparently in charge of his or her office, place of business, or usual mailing address other than a United States Postal Service post office box, at least 18 years of age, who shall be informed of the contents thereof, and by thereafter mailing a copy of the summons and of the complaint by first-class mail, postage prepaid to the person to be served at the place where a copy of the summons and complaint were left. Service of a summons in this manner is deemed complete on the 10th day after the mailing. Most process servers understand dwelling house or usual place of abode to mean the actual place where the person is currently staying. It has, however, been our experience that this means the official residence or place where the person is currently staying. We have found that most courts consider the dwelling house to be where the person is currently staying and the usual place of abode to mean the persons permanent residence, ie: the person lives with his parents but is currently away at school. The persons dwelling house would be where he is currently staying while in school and his usual place of abode would be his parents house where he returns on vacations and when school is on break and where he expects to return when he finishes school. The same applies if the person is currently in the hospital, away on a business trip or is on a vacation. Usual place of business can mean different things.

    Say a person works every day in a factory on 8th St., that of course would be a usual place of business. Say a Doctor is on staff and shows up for work regularly at ABC Hospital. He also rents office space from a doctor's group at another location where he also sees paitents. It has been our experience that both places could be considered the Doctors usual place of business.

    Usual mailing address other than a United States Postal Service post office box. Usual mailing address can be a private mail box service or any other place (Other than a U. S Post Office branch.) that the subject uses as a mailing address. This does not mean that the person must actually pick up or receive the mail.

    It only means that the person must use the address as a mailing address. Some people in order to evade creditors or others give out mailing addresses but never pick up the mail. If a person directs people to send that person's mail to a certain address then that address can be considered a usual place of mailing as the server would have no way of verifying that the mail is actually picked up. Competent member of the household does not mean family member. It means anyone who resides at that residence, including full time live in nannys, maids, gardeners, friends, etc.. As long as the person resides ther full time they can be considered members of the household. Person apparently in charge does not mean, as some process servers believe, a manager or officer of the business or place of mailing.

    It means "the person apparently in charge. If, at an office, the receptionist will not let the process server see anyone else in the office, then the receptionist is the highest person in charge that the server can serve. If the only person who works at a mail box service says that he or she is only a clerk, that person is still the person apparently in charge. Serving a complaint in a gated community or security building where the security guard will not allow entrance.

    On May 28, 1992, in the case of Robert Bein vs Bechtel-Jochim, the California Court Of Appeals held that a guard gate does constitute part of the dwelling and therefore the guard is a competent member within the dwelling. The court reasoned that if a process server is not permitted to proceed to the actual residence, then the outer bounds of the actual dwelling place must be deemed to extend to the location at which the process server's progress is arrested. Reasonable diligence has been interpreted differently in different jurisdictions, however, we have found that if three attempts are made at least eight hours apart and if at least two of those attempts are made at the address wher the papers are served then a substituted service on the fourth attempt is usually considered valid.

    The foregoing information is not given as legal advice. It is instead given as information and opinion gathered and developed through experience over the last thirty years. David Hallstrom is the owner of Hallstrom Detective Agency and although the agency no longer offers process serving services, it has, through it's servers, completed service of several hundred thousand legal documents.

    Although the author believes the information to be accurate no guarantee is made or implied. Permission is given to reprint this article providing credit is given to the author, David G. Hallstrom, and a link is listed to Resources For Attorneys the owner of this article. Anyone or any company reprinting this article without giving proper credit and the correct link, is doing so without permission.

         
    Product liability and personal injury compensation claims in the uk

     

    Product Liability and Personal Injury Compensation Claims in the UK There are strict laws in the UK governing the manufacture and sale of products. If a manufacturer sell a product that is defective and the defects cause injury, loss or damage then that manufacturer is liable to pay compensation. Fortunately, suing a manufacturer for compensation in a product liability case is easier than you think. Products Liability is generally considered a strict liability offence. Strict liability wrongs do not depend on the degree of carefulness by the defendant. Translated to products liability terms, a defendant is liable when it is shown that the product is defective. It is irrelevant whether the manufacturer or supplier exercised great care; if there is a defect in the product that causes harm, he or she will be liable for it. PRODUCT LIABILITY - FAULTY GOODS These are cases arising out of a situation where products are defective and cause injury as a result of the defect. If you have been injured as a result of purchasing a standard consumer product which is defective, then you may be able to claim compensation from the manufacturer/supplier as well as individuals/companies through whom the goods may have passed. Defective household products can result in serious injuries, or even death. Defective household products that injure consumers may result in a product liability claim. One of the most common terms to arise in product liability litigation is “ defect”. In the eyes of the law this term has a broader meaning than one might expect. The law considers any product which is unreasonably dangerous for its intended use to be defective. In considering this definition, it is important to remember that the term “unreasonably” dangerous is crucial to the meaning of the term “defective”. Thus, a product may be inherently dangerous but have such utility that the danger is one which would not be considered “unreasonable”. Manufacturers are almost always covered by insurance and claims for damages usually fall into four categories:- Defective Design means that an item is inherently dangerous because of inadequate design. Defective Manufacture generally occurs because of a quality control failure ensuring that the item does not achieve the required specification. Defective Warnings do not accurately reflect the dangers associated with the item or adequate warnings may have been minimized by the salesman. Negligent Surveillance occurs when a manufacturer does not properly warn consumers about an items subsequently discovered lack of safety. ********************************************************************* If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Product Liability specialists.

         
    Pros and cons of a structured settlement

     

    As with just about everything, structured settlements have both advantages and disadvantages. One key advantage is the tax benefits associated with a properly set-up settlement. An appropriately set-up structured settlement could very well reduce the plaintiff’s tax obligations. In some cases the settlement could avoid taxes altogether. Another advantage is that the structured settlement could also prevent a plaintiff from splurging all their money all at once. In this way, the structured settlement could be a sort of financial control. Instead of getting the money all at once and risking spending much of it on unnecessary or unwise transactions, a structured settlement’s periodic payments will help the plaintiff with paying for necessary costs before they spend the money on other things. However, this advantage could very well be seen as a disadvantage to many. Some people want to make big purchases, such as a car or home, and may prefer a large one-time lump sum payment to periodic payments. Even if they do not have desires for expensive purchases, some people may just feel that they would do better if they were able to invest their money themselves. Essentially, for those who might have a difficult time managing a large sum of money, structured settlements offer a simple and helpful way to avoid dissipating the cash recklessly. However, for claimants who are able to manage money well on their own, the periodic payments may be an annoyance.

         
    Protecting yourself from identity theft ultimate 7 tips for avoiding id theft

     

    The first thing you have to keep in mind to prevent identity theft is the power your personal information gives the thief. A thief can use your social security number, credit card number, password, PIN, etc. to make transactions under your name, which can cost you both hard-earned money and a lot of time trying to fix the damage. So, don’t give them that power. 1. Keep Important Documents Safe and Secure. Never allow anybody to fix your wallet, purse, or bag where you have IDs, bank statements, credit cards, and other important documents to prevent identity theft. You shouldn’t be complacent, even with those close to you. Studies show that in around 26% of identity theft cases, victims knew the perpetrators. 2. Properly Dispose Important Documents. Shred or tear up receipts, personal applications, bank or credit card statements and scatter them among different waste bins to prevent identity theft. Better yet, burn them before throwing them away. Do not leave transaction receipts behind after making a purchase to prevent identity theft. Never leave your receipt at the ATM machine. 3. Do Not Giving Out Personal Info Over the Phone. Never give your account details and other similar information to someone who calls you asking for it. To prevent identity theft, ask to ring them back, or bother to see them personally at their office before giving out any details. Better yet, to prevent identity theft, give out details only if you initiated contact. 4. Bringing Only IDs You Need. It’s easier to keep track of your IDs on a daily basis if your wallet only has current ones or those that you actually use for transactions during the week. To prevent identity theft, leave IDs you don’t particularly need at home, locked up in a safe place. 5. Fill Out Only the Last Four Digits at the Bank. Did you know that writing only the last four digits of your bank account number when filling up deposit or withdrawal forms will suffice? The teller can take care of the rest. Also, to prevent identity theft, tear up any transaction slips you want to discard, and toss them in the bin. Do not leave them on the counter. 6. Be Constantly Aware of Your Surroundings. During a purchase, make sure your credit or debit card is handed right back to you after a transaction. Cup your free hand over the hand that is punching in your PIN, especially at an ATM machine. 7. Stay Informed! Take time to research the latest modus operandi of identity thieves. You should be especially concerned if you use the Internet to make financial transactions. To prevent identity theft, you will have to be on your guard against web spoofing (using a replica of a trusted site to manipulate your transaction) and bogus e-mail. Heed these tips and you can easily prevent identity theft from occurring.

         
    Publish your patent application ... or not

     

    : Infringement and Provisional Damages There is no action for infringement of your patent until it actually issues. However, through publication of your application, it may be possible to obtain provisional damages for the time between publication of the application and the issuance of the patent. Once your patent issues, infringement can give rise to treble damages and an award of attorney fees. During the phase from publication to issuance, only reasonable royalty damages can be awarded. Furthermore, a claim must survive and be substantially identical from publication to the issued patent. Provisional damages require notice. Notice is achieved by both publication and provision of actual notice. Thus, you still have the burden of detecting infringement and of providing notice of your application to the alleged infringer. Why You Should Consider Early Publication An inventor can accelerate the publication process by filing a request for early publication. This can be done at any time and should result in publication within four months of the request. There are two logical times to file such a request: 1) when you first file your application--to gain the maximum published time available, and 2) when you believe an infringement may be taking place. In this latter case, where you have actual evidence of infringement, you can then file a petition to "make special" and hope that the Patent Office will accept the petition and begin examination of your patent application within six months. That way, you will possibly get the benefit of provisional damages, with the patent issuing shortly thereafter with higher damage awards available. Benefits of Non-Publication Non-publication keeps 'em guessing. When a patent is filed, the inventor-applicant is entitled, and should, claim "Patent Pending" status. "Patent Pending" means that an application is on file with the Patent Office and is in the patent process. The inventor should mark his product "Patent Pending" and claim such status in any written material related to the invention. So long as the patent application is secret, competitors do not know what the inventor has disclosed or the breadth of the invention being claimed. Once a patent application publishes, competitors can at least determine the maximum scope that is disclosed in the application. However, while they will see the claims presented in the application, competitors still do not know the breadth of the invention claims that might eventually issue in the patent. The Hazards of Requesting Non-Publication Until the American Inventors Protection Act of 1999 (effective November 29, 2000), United States patents were kept in secrecy until they issued. Subsequent to the AIPA, inventors can elect to keep their application secret, but only if they will not file in a foreign country or file an application under a multilateral international agreement, such as the Patent Cooperation Treaty. If an inventor later files such a foreign or international application, it can lead to abandonment of the U. S. application unless the non-publication request is rescinded before 45 days after filing the foreign or international application. Thus, extreme caution is recommended before considering non-publication. C2006, Williamson Intellectual Property Law, LLC; all rights reserved, world-wide. This article, and/or the reading thereof, shall not be construed as offering, containing or receiving of legal advice, and shall not create any attorney-client relationship or privilege. If you are considering protecting your intellectual property, you should consult with an attorney of your choice. For more information, please visit trwiplaw.

         
    Race car drivers train teens in driving safety

     

    Teens all across the country are learning to be safer drivers, thanks to Driver's Edge, a nonprofit organization developed by professional driver Jeff Payne to address the number of youth-related automobile collisions and fatalities. The Driver's Edge staff of professional race car drivers and driving instructors will train teens in 15 U. S. cities as part of its annual National Tour. Participating students in each session experience: * Classroom and behind-the-wheel defensive driving instruction on skid control, evasive lane-change maneuvers, and anti-lock and panic-braking techniques. * Local law enforcement sessions to demonstrate impaired driving awareness and seat belt safety. * Proper car maintenance based on Firestone Complete Auto Care's award-winning Car Care Academies. * Written tests designed to measure students' driving knowledge before and after completing the Driver's Edge program. For drivers unable to participate in a Driver's Edge program, the professionals offer the following safety tips: * Remain alert and be aware of what's going on around you. An April 2006 report by the National Highway Traffic Safety Administration found that nearly 80 percent of all crashes are caused by some form of driver inattention three seconds before the event. * During a skid, if you feel that you have any chance of regaining control, your feet should do nothing. Stay off the gas and the brake; correct everything with the steering wheel. Once you recover, use the appropriate pedal. * If you find yourself spinning out of control, remember "in a spin, both feet in." That means when you realize you can't regain control, push as hard as possible on the brake and put the clutch in if you have a manual transmission.

         
    Road accident compensation

     

    Before making a road accident compensation claim, there are special issues which may affect liability. Council Immunity: This states that a victims injury may limit an injury victim's ability to sue when the driver of the vehicle that causes an accident is a council employee who is working at the time of the accident, or where the accident involves a council-owned vehicle in view of a road accident compensation claim. Owner Liability: This states that even if a vehicle is borrowed to a third party, if an accident ensues, the owner may be jointly liable for damages caused by the third parties fault. Company / Employer Liability: This states that here an employee is driving a vehicle "on the job", or within the course and scope of employment, the employer can be jointly liable for injuries caused by the employee's negligent driving conduct. Mobile Phone Usage: Mobile phone usage whilst driving is banned in the UK. Employers may want to consider the following best practice guidelines. Mobile phones should be switched to voicemail when the user is driving. Emergency calls only should be made / received when on the move Employees should be encouraged to only make or receive calls - even with a hands-free kit – when they are safely parked away from the road. Any accident caused in this way will affect any road accident compensation claim . Insurance Cover The insurance problems car accident victims have with insurance coverage typically fall into three categories: Uninsured Driver - Unfortunately there are a growing number of people who are driving without any car insurance, an MOT and in some cases a driving license. In the UK, there is an organisation called the MIB (no they don’t wear black suits) which stands for the “Motor Insurers Bureau” who deal with paying out claims against uninsured drivers. This was set up to offer victims of uninsured drivers a way to gain a Aroad accident compensation claim that could then be reclaimed from the uninsured. Underinsured Driver - Underinsured Motorist coverage is the term used when the other vehicle's policy limit is inadequate to pay for all your damages. Provided you have a Standard Policy, your own insurance company may pay for damages to your vehicle caused by; any person or organization who did not have liability insurance at the time of the accident. Any person or organization who had adequate liability insurance coverage at the time of the accident, but for some reason, the company writing the insurance denies that their policy provides coverage for the loss. Any person or organization who did not carry enough insurance to pay for your damages in full. If you only have a Basic Policy, you do not have any protection if your vehicle is damaged by either an uninsured or underinsured driver. Insurance Company Bad Faith - Anxiety and distress are natural emotions caused when an insurance company refuses to pay. In many circumstances there may be a legitimate reason for the insurer not paying, but there have also been a number of cases where the insurance company’s refusal has been considered unreasonable, unfair and in 'bad faith'. In legal terms, the insurance company has acted in breach of contract. ********************************************************************* If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Road Accident Compensation specialists.

         
    Road traffic accident va va doom

     

    A people carrier, 0 – 60 in 5 seconds! Actually to be exact, it takes a handful of people to complete your road traffic accident compensation in 5 steps. Below is a brief outline of the steps carried out. 1. Claim online or call a free phone number 2. Speak to a consultant from a Law Society approved firm 3. Sign and return the paperwork sent 4. Attend a medical examination if need be 5. Sign the release of your compensation claim money Here's a number 6 to your road traffic accident claim so that you can spend your money. Road Traffic Accident Claim Details 1. Claiming online is very simple if you have an email address. Fill in the blanks and submit your application. Many firms have resorted to the Internet as it’s a successful medium to interact with their customers. Or if you don’t have an email address you can call a free phone number and provide some basic details. Some firms don’t have a free phone number so you’ll have to beware for who you use. 2. You will need to speak to a consultant regardless. There are reasons for this. One you’ll know there are real people behind the company and secondly they will know you are serious about making an accident claim. You will be asked questions about the accident, the how, when, who and where. So don’t feel interrogated as theses questions are compulsory in order to purse a claim. 3. Some documentations will be sent to you, to sign and return. If there is something that you don’t understand then simply ring the number attached to the form. The main outset is 100% compensation. Meaning you don’t pay anything if you win or lose. After documents are signed return them in the stamped address envelope and post them. 4. In order to assess your compensation amount, you might need to attend a medical examination. This is basically where a medical consultant will assess your injuries that occurred from the accident. You may also need to travel some distance, however keep your receipt of travel and this can also be reimbursed to you. 5. Soon after you will receive some final documentations, outlining your compensation monies. Sign the documents and it won’t be long before you receive a cheque at your doorstep. 6. This is the final step, where you can spend the money where ever you please. No money should be deducted and should all be placed in your hand. It is very likely that some road traffic accident claims can be settled within 3 – 4 months. However in order for this to happen you need to assist the personal injury solicitor every step of the way. So now you can see there really isn’t much to it when claiming compensation for a road traffic accident. Take the 5 steps and va va voom to the finish line.

         
    Road traffic accident compensation

     

    Most road traffic accident compensation involves two drivers, with a driver or passenger from the one vehicle seeking compensation from the driver of the second vehicle. Based on evidence that the accident was caused through negligence. The road traffic accident compensation claim will lead to legal proceedings that will involve the driver and possibly, passengers of both vehicles claiming injury as a result of the negligent driving on one the parties behalf . Typically, legal proceedings due to poor road design, will be against a local council. This can be on the basis that they to have failed to install proper signs maintained proper design or maintain a A road, high street or motorway. A road traffic accident compensation claim may also include a product liability claim lodged toward the manufacturer of a car or car part, claiming design or manufacturing defect which lead to the accident. Also, if a car mechanic or garage left a car in an unsafe condition, liability may fall within their responsibility. Unique Situations Unique situations can often arise in a road traffic accident compensation claim which make the legal proceedings more difficult. All parties involved may be liable for potential injuries and this will be considered during the course of any legal proceeding. Various issues that can arise from the accident itself include: Leaving the scene of an accident: Is not so uncommon in the UK where the driver who causes an accident fails to stop at the place of the accident. This will make it difficult for the injured party involved make a positive ID and therefore bring the driver to court. Pedestrians and Road Accidents: In such situations, a member of the public can suffer serious injuries as a result of a collision with a vehicle. Often time the conduct of the pedestrian is called into question making it difficult to make a claim against the driver. Motorbike & Car Accidents: Motorcyclists are very much at risk in regards to personal injury when involved in a road traffic accident, even in collisions which would be relatively minor had they occurred between cars. Due to the nature of some motorcyclists, it may be prove difficult to obtain a far hearing from a jury as they're commonly deemed 'wreckless' road users even if the other party is clearly at fault. Bicyclists & Car Accidents: Bicyclists are among the most vulnerable road users. They are more likely to sustain serious injury when hit by cars or other vehicles. Various hazards such as doors opening in front of them are obvious causes of collisions as well as many others. Cyclists are often caught in the drivers blind spot and they often report that they did not see the bicyclist until it was too late. Buses & Car Accidents: Bus accidents can also be quite serious. Due to the sheer size, passengers carried, a collision with a bus will not only see other road users worst off, but unmanaged passengers can also add to the already heated mix of a road accident. Any road traffic accident compensation claim will also be taken up with the operator of the bus not just the driver. Unsafe road conditions: Where things like road debris and poor, uneven road surfaces abound, accidents can be common place. Whether this is in the form of parts which have fallen off of vehicles, or debris that is kicked up from the roadway, it can all be used as evidence in a road traffic accident compensation claim if the driver believes this was the cause of the accident. ********************************************************************* If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident Compensation specialists.

         
    Road traffic accidents

     

    Regrettably, most of us will experience a road traffic accident at some time in our lives. If you are involved a road traffic accident, even if you are fortunate enough to not be injured, there is valuable advice you should follow including things that you should and shouldn't do. If you, a friend or a loved one is unfortunate enough to suffer a personal injury from a road traffic accident, you should consult a personal injury solicitor Don't Move! If involved in a road traffic accident resulting in injury, or sizeable damage to your vehicle, don't move from the scene of the accident until the police arrive and advise that you're ok to leave. If you're in any way unsure about the 'quantum' or amount of financial damage caused by an accident; take care of your actions as these can impact on any claim you make and affect any testimony you may have to make in court. Seek Medical Help Has someone been injured in the road traffic accident? Are you or anyone at the scene trained first aid? Then get them, or yourself to the injured immediately. Ensure that injured person isn't moved. Instruct the nearest person to contact the police and report the accident. Giving details of who is injured, how many persons are involved so that suitable emergency help is dispatched. Do what you can to warn and divert oncoming traffic away from the accident using hazard lights and any warning triangles available. Collect Information Whether a road traffic accident, or any other type of accident, be sure to detail the following information about: A. Any witnesses details including: i) name ii) address iii) telephone number. B. The other drivers details including: i) name ii) address iii) insurance details iv) license plate and vehicle information C. Location of the accident including: i) where the accident happened ii) road conditions iii) speed limits iv) traffic signals v) weather & lighting conditions. D. Police officers details including: i) police officer's number ii) an incident number iii) an accident report. The office should be happy to furnish you with this information. E. Accident details including i) how the accident occurred ii) direction of travel of the vehicles involved in the accident ii) what the cars were doing at the time of the collision. Keep these notes safe as they may be required if you have to go to court. Don't admit liability In many road traffic accidents liability may seem clear, but in the shock of the situation it's safer not to admit liability. A number of factors which may have played a role in the accident may come to light after investigation which may lay the liability at the door of the other driver. The only statements you have to make is to the police and no-one else as this may affect a testimony you may have to make at a future date. Only detail the facts to the police and they will assess the information at hand themselves in their report. Seek Medical Attention However minor you injury, to seek medical attention makes sense as a simple bruise may lead to internal bleeding for example if not checked out by a professional. Getting a handle on the severity of the injury at the time will also help you in any road traffic accident claim you may decide to put forward. For example, if your injuries are not reported immediately the other driver may argue that the injuries sustained are not related to the accident and happened before or afterwards. Typically, shock and adrenaline caused by any accident can hide the true symptoms of your accident Be sure to give the medical practitioner as much information as possible about how you're feeling as a result of the road traffic accident including: i) loss of memory ii) headaches iii) blood or fluid in your ear iv) dizziness v) ringing in the ears vi) disorientation vii)nausea viii) confusion or other unusual physical or mental feelings To prevent the onset of a concussion or other head and brain injuries do not avoid speaking to a medical practitioner or a doctor. **************************************************************************************** If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accidents specialists.

         
    Road traffic accidents legal proceedings

     

    Even though there have been advancements in road and car safety, road traffic accidents are still common place in our society. Unfortunately, statistics show that most people will be involved in a serious road traffic accident at least once in their lifetime. We will discuss when such accidents may lead to legal proceedings. If you are involved in a car accident, you should speak to a legal expert who can guide you through the minefield of the legal system and help you to get the compensation you deserve. You may like to get in touch with our advisors on 08000 71 22 71 or click our road traffic accident claims form to get started. Legal Proceedings After A Road Traffic Accident Not all road traffic accidents lead to legal proceedings, however if there are no serious injuries, you may be entitled to recover damages for property and other expenses from the other drivers insurance company. The likelihood of legal proceedings will usually rest on the quantum, or the amount of financial damage which has ensued from the accident. What Causes Road Traffic Accidents? There are many possible causes for road traffic accidents which are discussed below: Bad Driving - This is by far the greatest cause of most road traffic accidents. Simple errors in judgement and other mishaps all add up to common poor driving habits such as ignoring traffic signals, speeding, not giving way at the correct times, tailgating and mobile phone usage. Lack Of Attention - Drivers are oftentimes distracted and can increase the chance of a road traffic accidents. Whether from outside of the car or inside the car its something which we must all become more aware of. Reading maps or newspapers(!), changing CD's or the radio station, fixing your appearance in the vanity mirror or trying to comfort an upset child are all distractions which can cause road traffic accidents. Under The Influence - Accidents on the road are unfortunately due to the impaired ability of the driver to concentrate and put both himself and other road users at risk. Weather Conditions - Bad weather, rain, icy roads, floods all contribute to poor driving conditions from which an accident can occur by impairing visibility. Slippery road surfaces require the driver to take extra care whist behind the wheel. Motorists need to take into consideration these weather conditions whist on the road to avoid causing an accident. Black ice and flash flooding are all unexpected obstacles a driver will have to be prepared for when setting out on a journey, so its important to check the weather report if you suspect harsh road conditions. Poor Road Design - Government liability can be called upon when confusing, poorly placed signs, barriers, road works or traffic signals are a contributing factor to a road traffic accidents. These can lead to drivers no being familiar with a change in road design and coupled with possible poor driving conditions lead to vehicle collisions and personal injuries. Roadworthy Vehicles - A road traffic accidents can be caused by a vehicle not being road worthy. Factors such as poor tyres, brakes failing, electrical failure and similar defects can all cause a driver to become involved in an accident. A manufacturing defect, design failure or similar vehicle factory problem can also be a contributing factor. ********************************************************************* If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident Legal Proceedings specialists.

         
    Scaffolding accidents in the uk

     

    Scaffolding Accidents in the UK We all know how hazardous shoddy scaffolding can be. Insecure bracing, poor materials, unsafe construction, lack of attention to safety board regulations – all lead to scaffolding accidents all over the UK. An estimated 2.3 million construction workers, or 65 percent of the construction industry, work on scaffolds frequently. Protecting these workers from scaffold-related accidents may prevent some of the 4,500 injuries and 50 deaths every year, which cost employers Ј90 million in workdays lost. In a recent BLS study, 72 percent of workers injured in scaffold accidents attributed the accident either to the planking or support giving way, or to the employee slipping or being struck by a falling object. There are lawyers that are very experienced in scaffolding and understand the rules and regulations that are applied to them. If you find you’re the one of the many that has had a scaffolding injury, then you should seek legal aid as soon as possible. The lawyers will sometimes evaluate your case for free and tell you if you are justified in suing the company. Base plates and mud sills are required on scaffolding. The surface where the mud sills are placed must be capable of keeping the scaffolding in place. Another essential component is the scaffold ties. After the first tie is attached properly, then subsequent ties should be attached safely. The height of these subsequent ties should not be more than twenty-six feet. You must also put ties at horizontal intervals, which doesn’t exceed thirty feet, and all ties should be able to stand up to a push or pull of 2500 pounds of weight. Even with this additional ties may be necessary to ensure your safety on the scaffolding. Whether a worker on a construction site or a builder, if you’ve been the victim of unsafe scaffolding then waste no time in contacting Claims Master Group today and start the ball rolling with your Compensation Claim for a Scaffolding Accident in the UK. What can Claims Master Group help with? Claims for scaffolding accidents caused by insecure bracing Claims for scaffolding accidents caused by poor materials Claims for scaffolding accidents caused by unsafe construction Claims for scaffolding accidents caused lack of attention to safety board regulations Claiming compensation for scaffolding accidents caused by improper erection ********************************************************************* If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71. The Personal Injury, Accident Claim, No Win No Fee, Scaffolding Accidents in the UK specialists.

         
    Seven ways to avoid identity theft via your credit cards

     

    How to avoid identity theft is one topic that anyone who makes any kind of financial transaction – big or small - should be knowledgeable about. Your credit cards are often the grounds of identity theft. But since it is almost impossible not to have credit cards these days, heed the following tips instead to avoid becoming a victim of identity theft. * One way to avoid identity theft is to never leave your credit card receipts at the ATM or gas station. This is a mistake that is easily and carelessly made by a lot of poeple. If you want to learn how to avoid identity theft, then you should know that the most experienced thieves might be able to use information contained in these receipts to make fraudulent transactions in your name. File all your documents properly! If you don’t want to keep your receipts, then destroy them properly before discarding them as a way to avoid identity theft. * Did you know that 30% of identity theft cases are committed by someone you know? This is what the Federal Bureau of Investigation found out based on identity theft reports made to them. So another way to avoid identity theft is to NOT divulge personal information to a friend or co-worker that could be used without your knowledge and authorization. * Sometimes, even the most secure of bank mailing lists can be the source of identity theft so opt out of these. Besides, the bank registry office is a good way of obtaining the information you might need anyway and that does not expose you to identity theft. * Next, be very careful about where you place your bank account number or your security card number. You do not want to write this information down in your wallet because it could get stolen or place it on a check where anyone could have access to it. Don’t make it easy for identity thieves to steal your identity! * Another way of avoiding identity theft is to never apply for credit cards over the Internet since it is much more secure if you go to the bank directly and apply for it there. Even spam email messages can be a source so delete these immediately from your Inbox. * Another way to avoid identity theft is to never give out information over the phone and do not write down any passwords or PIN codes in places that could be accessed and seen by anyone. It is much better to remember these and use them only when necessary. * Get a copy of your credit report. Your report will show all existing bank accounts, loans, and your financial transactions so it is wise to get a copy and scrutinize it. If you see anything out of the ordinary, take action right away! Credit cards are handy tools in our day-to-day lives. Just ensure that you take the necessary precautions so they cannot be used as tools against you.

         
    Should you hire an accident attorney

     

    : You have been in a accident, automobile, slip and fall, workplace, etc.. Should you see or speak with an attorney? As far as I am concerned, the answer is always yes. When should you consult with an accident attorney? You should seek the advise of an accident attorney as soon as possible after the accident. Do not wait. You could be giving up certain rights. You should definetly speak with an attorney before speaking with the other sides insurance agent, adjuster or attorney. You say that you can not afford an attorney. Most accident attorneys will consult with you for free and, if they take your case, will handle it on a contingency basis, not taking any fee untill the case is settled.

    Most settlements are increased to cover the cost of the attorney and therefore normally the attorney costs you nothing. Many attorneys will also advance all court costs for you if they are forced to file suit. You say that you were injured, however, the insurance company has offered to pay your medical bills and you do not feel it is right to take advantage of them by asking for additional money for your, pain, suffering, lost work, etc.. Don't you feel that you as a person are worth something?

    Do you think so little of yourself that you feel that your pain, suffering, inconvience, etc. is worthless. You did not cause this accident. What you are going through was caused by someone else. You deserve to be compensated. The insurance company, as a matter of good business, has already built these types of costs into the premiums that they charge their customers.

    If the money does not go to you it will probably go to their shareholders or to increased salaries or ?. Why shouldn't you be properly compensated. Remember most good attorneys are ethical and although they will attempt to obtain as much money for you as is due, they will not take your case unless they feel that it is proper. You say someone else admitted liability and said that their insurance will pay all your damages. That's great, however, what if the person changes his or her story later on and says that you were at fault. Or what if the other side's insurance company refuses to pay what you think is proper. In fact, how do you know what is proper? Remember, an insurance company may pay claims, but it is in business to make money.

    It normally will not offer one dollar more than it has to and if you are not represented by an attorney the insurance company adjuster or attorney may feel that he or she can "get away" with paying much less than the claim may be worth. Additionally, what people state at the time of an accident is not always what they state after having spoken with a friend, insurance agent or attorney. Finally, an insurance adjuster or insurance attorney works for the insurance company, not for you. How do you know that what they are telling you is correct or true. Remember, in most instances, they are there to try and save the company money. You need an attorney on your side to tell you what your rights and obligations are. You say that you were not hurt that bad or at all. How do you know how badly you were hurt. Some injuries do not show up for months. Other injuries may aggrivate a prior problem.

    Even if you have been found to be "ok" by a doctor, how do you know that a problem will not come up later. If you have insurance and did go to a doctor, who is going to pay your co-pay or deductible. If you do not have health insurance, who is going to pay for your examination which should include xrays, etc.. If you retain an attorney he or she can probably refer you to a doctor who will accept a lien against the insurance settlement, thereby saving you from paying money out of your pocket. You say you have accident insurance, why not let them handle everthing for you. Your insurance company is there to defend any claims against you not to represent you in any claims against other parties.

    Additionally, they also are in business to make money. How do you know if they are trying to settle a case to help you or to save themselves money. The foregoing article was written by the author based on experiences he has had as a private investigator representing both accident attorneys and insurance companies. This article is not stated as a legal opinion or as fact but instead is stated as opinion of the author.

    Permission is given to reprint this article providing credit is given to the author, David G. Hallstrom, and a link is listed to Resources For Attorneys the owner of this article. Anyone or any company reprinting this article without giving proper credit and the correct link, is doing so without permission.

         
     
         
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