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    What level of auto insurance do you need

     

    The level of auto insurance that someone might need depends on the financial circumstances of the individual concerned and the cost of the car involved. Take for example someone who has a brand new $50,000 motor, it would be sheer folly to do anything other than take out one of the best auto insurance policies available and the cost of the auto insurance is likely to be insignificant when considering the overall annual cost of the car. However, if you have a car that is nearing the end of its life, have a low cost car and previous claims or are a new driver then the cost of the auto insurance versus the benefits you might receive need to be given greater considerationprehensive auto insurance premiums are likely to be disproportionately high for older vehicles, new drivers with low cost autos or drivers with accident history. Whatever your circumstances you are legally obliged to take out a basic level of auto insurance that will cover you against third party claims and given the level of damages awarded seem to be increasing out of control then my advice would be to get the best possible third party liability auto insurance cover that you can afford. The legal requirements for auto insurance does vary from state to state so you’ll need to clarify the level of cover you require when taking out auto insurance but only insuring to the legal minimum isn’t necessarily the best choice to make. If you have a lot of money sunk into your car or your auto is leased then you really should take out comprehensive and collision auto insurance to cover you for things such as fire, theft, acts of god or collisions that are your own fault. If you live in an area where cars are regularly vandalised you might want to consider comprehensive auto insurance when perhaps you wouldn’t have otherwise done so. The cost of your auto insurance will generally be higher if you live in such an area but that is something you have to weigh up against the cost of repair. Personal Injury Protection is something that everyone should consider as this element of your auto insurance will cover medical costs associated. Despite legal requirements some people still persist in driving around without auto insurance leaving the others with a need to insure against the uninsured motorist. Uninsured auto insurance will cover you for damages in the event of an accident with an uninsured motorist. Again, insurance that everyone should give serious consideration to given an auto accident could leave you unable to work or your family without any means to earn. If you want a more comprehensive auto insurance policy but want to limit the cost then you could look at opting for a higher level of deductibles. Deductibles are the amount you would have to pay before you could make a claim against your auto insurance policy and generally, the higher level you agree to the lower your auto insurance premiums.

         
    What makes the harley davidson sportster a favorite

     

    When we talk about bikes, especially the touring class, there is one model that would leave everything behind: the Harley Davidson Sportster. From its first release in 1957 until today, everyone would agree that the Sportster is undoubtedly the best touring bike ever created. Not to be very flaunting about it, whether you are a Harley fanatic or not, you, in one way or another, you would want to have a Sportster in your garage. Why? Here are the reasons… Versatile – Imagine a bike that could be added with sport windshield, Harley's flush mount leather saddlebags, overnight rack bag, sport rack, a tank bag, and low sissy bar with passenger back rest, and will have a unique and sport-looking touring Harley-Davidson Sportster. Worried about the effect? No problem at all. The Harley-Davidson Sportster will definitely look great with all these accessories. Ride – Sportster is at its best when moving, while you are on it of course. With a low center of gravity, suspension geometry, and excellent basic frame, coupled with the infamous V-twin engine, the Harley-Davidson Sportster will bring you wherever you want to go with great comfort and stability. Steering is superb on a Sportster without requiring you to lean from side to side like you normally do on a sports bike. What about the sound? Distinct to every Harley is the sound the engine produces. While riding a Sportster, each mile is a proud ride. The final touches – There are several thousand Harley-Davidson Sportsters and other Harley models out there. You may see several of them but you will never see 2 Harleys that look exactly alike. Why? It is because each owner adds a little something out of his personal taste to dress up his Harley. And with all the accessories ranging from appearance accessories, comfort and convenience accessories, general performance and safety accessories, to engine performance modifications, each Sportster will remain unique for as long as it can hit the road. It’s a Harley – Well, there is no question about it; a Sportster is a true-blooded Harley-Davidson with unique qualities and special features, no other motorcycle can imitate. Each Sportster is unique of its own. Each Sportster is crafted by history and heritage of a company. The Harley-Davidson Sportster has been in the factory line for almost 50 years. Designs, parts and displacements have been changed, but the true legacy of the original Sportster remains on each Sportster.

         
    What s the scoop on car donations

     

    When it comes to getting rid of your old jalopy, do you know your choices? Many people trade in their cars for peanuts or attempt to sell their vehicles themselves through windshield signs, lemon lots, or classified advertisements. What you may not realize is that your can get a great deal more out of your hunk of junk by donating your car rather than selling it. Why donate a car? Well, why not! When you donate your car, you provide a means of transportation to individuals who were previously without, allowing them to hold jobs they couldn’t before due to the lack of transportation. Also, many agencies accept the donation of your car, then overhaul the vehicle and sell it to a third party, thus earning money for the charitable organization. There are a variety of organizations that accept donations of cars, trucks, recreational vehicles, boats, and trailers. These organizations include the American Diabetes Association, Kars4Kids, Firefighters Burn Institute, American Red Cross, Habitat for Humanity, and the United Way. Donating your car is a great way to help these charitable organizations achieve their goals of providing assistance and care to individuals of all walks of life. If your car is just a hunk of junk rusting in your front lawn, do not rule out donation! Instead of dropping your broke down car off at the junk yard, contact a charitable organization that accepts car donations. For the more part, organizations will accept vehicles that no longer run assuming the value can offset the towing fees. Yes, the organization will even haul away your car for free! The main question many individuals have regarding car donations is simply: why donate when you can sell? Although many individuals would like to donate their time, money, or goods, many individuals need the funds from selling a car to purchase a new vehicle. The main reason why individuals choose to donate their car or recreational vehicle is because the donation is tax deductible. If your vehicle is worth under $500, then the deduction can be taken immediately. However, if your car is worth over $500, the charity will send you a specific value for deduction. This value is usually the sell price of your vehicle. This tax deduction is perfect for individuals whose vehicles are worth less than $1,000, since generally they will be hard pressed to either trade in or sell their car for that value. Instead of receiving a pitiful amount for your old vehicle, consider the impact a tax deduction can make at the end of the day. Use your tax refund towards the purchase of a new car instead of trading in your car for a fraction of its potential price. Donating recreational vehicles, including boats, campers, and trailers are another great way to give back to the community while reaping the benefits on your taxes. Often, the market for these vehicles is limited and individuals are often stuck paying storage costs or other fees while they are searching for a buyer. Instead of watching your investment diminish, contact a charity that will accept the donation and immediately see your gesture benefit both parties. Many charitable organization that accept cars may not necessarily accept these vehicles, so be sure to contact any organization before you show up with your boat, camper, or trailer. Donating your vehicle is an excellent way to give much needed support to charitable organizations while also benefiting your tax return. If you find yourself in possession of a vehicle that is no longer working for you, consider donation before you take out that classified advertisement and let an organization haul your car away for free!

         
    What s your favorite car

     

    Have you ever wondered about the differences in the tastes of men and women when it comes to cars? Clearly, men prefer cars that look tough and masculine and ooze power while women prefer cars that are “cute” and stylish, right? Well, that’s true to a certain extent, according to a recent study on car ownership between the sexes. However, what may be surprising to some is that there are areas of common interest between men and women and that both actually share a liking for the same favorite cars. According to registration records for new 2005 and 2006 car models (January 2006 to the present), men love luxurious, high performance cars, preferably with a horsepower of 367 or more. On the other hand, women prefer cars that are affordable, practical and safe. They also put a premium on design flair in their cars as evidenced by the popularity of the Eclipse Spyder convertible, which had the highest percentage of female registrants of any car on the market. The preferred horsepower for the women’s cars were way below the standards of men, with the top five models having only an average 172 hp compared to 367 hp in the men’s favorites. It was just like you expected, right? It was interesting to see the Mitsubishi Eclipse Spyder on top of the list of women’s favorite cars. If you take a good look at it, it does somehow seem like a feminine-looking car. But hold it. The Eclipse Spyder also happens to be the car of choice among 34.2% of male registrants. In fact, the study showed that registration records indicate that men sometimes buy feminine cars but women rarely purchase male-oriented, testosterone-fueled sports and luxury cars. The thing is, what really makes a feminine car? I mean, I always considered the Mitsubishi Eclipse Spyder to be a masculine car ever since I first saw it in the 2003 movie "2 Fast 2 Furious," particularly since it belonged to the angry, muscular ex-convict played by Tyrese Gibson. The next popular cars for women were the Toyota RAV4 sport utility vehicle (SUV) and another Mitsubishi favorite, the hardtop Eclipse coupe. The men’s favorites were the Honda Acura NSX sports car and DaimlerChrysler's Mercedes-Benz S55 AMG performance sedan.

         
    What the motorcycle helmet law states per state

     

    Motorcycle helmets may not seem all that important when you think about it. It is heavy, hot and even suffocating. The material may even cause break-outs on the skin and even allergies. Motorcycle helmets also keep you from enjoying the wind on your face as you ride. So why the hell should people wear them? The answer is actually fairly simple. It can keep you from having a permanent disability or even keep you from dying. Take for instance the story of Don Koening who died when his head hit a tree. He left his helmet on his front porch. There are a lot of people who have suffered from permanent disability, some even died, just because they have forgotten one tiny detail, to wear their motorcycle helmet. What is more saddening about this is the fact that most of these people are between the ages of 16 and 24, people who still have a full life ahead of them. Laws requiring helmet use This is perhaps the reason why legislators have included the wearing of the motorcycle helmets in state laws. The law also states that the helmet worn must also pass the criteria that are set by the Department of Transportation’s Federal Motorcycle Vehicle Safety Standard 218. It is one of the three laws that require motorists to wear safety gears while in motor vehicles. The other two are the use of a child-passenger safety restrains and the use of seatbelts while inside the car. Differences in some state laws Although the same basic law is stated in all the states, there are slight differences as to the enforcement especially with the monetary fines. In California for instance, motorists must wear helmets all the time. Helmets should not only be worn but also securely strapped in. In Florida, the law is somewhat a little bit more complicated. Although all motorists are encouraged to wear helmets when they ride, people over 21 years old and are covered by an insurance policy that provides for at least 10,000 dollars in medical assistance should an accident happen are exempted. The helmet law also does not apply to people who are 16 and older and are operating a motorcycle that have a displacement of 50 cubic centimeters; does not have an excess of two brake horsepower or those that are not capable of operating it beyond the speed of 30 miles per hour.

         
    What to do and not do in the event of an accident

     

    What You Need to Know After an Auto Accident The worst thing has just happened to you. You have had an accident. There's never a good time to have an accident but it always seems to happen at the worst possible time. So what do you do? First off you need to stay calm. It's a totally natural reaction to lose your head or panic right when you need to be rational. Just after the accident is the time you should be taking note of all the information you will need to ensure that you are fully compensated and covered for any damage done to your property or to you. Talk to witnesses, get their contact details, make notes and take pictures if possible at the time of the accident. You'll be glad you did as it will be difficult to accurately recall all of the details as time passes. Finally remeber not to admit that you caused the accident, even if you did. Right after the accident this will all be the last thing you think of so make a checklist and keep it in the car. While you are at the Accident Scene, note the following details You will need: Driver Details of everyone involved in the accident. Don't forgrt to add yours too. These details should cover the Drivers Name, driving license details and driver insurance details including the insurance company name, policy number and contact details. Finally remember to get the car license plate number. If you are carrying a camera take pictures of the accident scene, the damaged vehicles and any injuries that were caused by the accident. Note the contact details of any witnesses such as name, address, phone number and email address so that you can follow up with them later. Post Accident Follow Up Complete your own fully detailed description of the accident as soon as possible after it occurred. You can fill this in with the details and any pictures that you took at the scene of the accident. If you were injured then take pictures of your injuries. Follow up with the witnesses to the accident and get their written details of the accident. If the Police attended the scene of the accident ask for their report. After the Accident If you were injured you will need to keep track of the following medical expenses and visits: Any hospital visits and treatments at hospitals such as MRI, x-ray, physiotherapy and laboratory services. Over the counter and prescription medications. You should keep track of the dates, times and reasons you had to visit a doctor or the hospital and keep a note of the time off of work due to the accident. If the time off caused a loss of income you should get a letter detailing all of the lost income from your employer. Similarly if you are still in school you should keep track of all of the hours of missed schooling due to the accident. While you are undertaking medical treatment you should take pictures of your injuries to show their progress over time. Keep a log of the date and time of the picture and add details of any pain that you are experiencing, how you are feeling, and any distress or discomfort that you experience as a result of the accident. Keep track of all other expenses related to the accident. These will incluse some of the following: Property damages such as car repairs, damage to barriers, fences and signs. Some other indirect expenses may also occur such as a cancelled vacation due to injuries sustained in the accident or the cost of a rental car while yours is repaired. Finally there are other miscellaneous costs, such as ointments, lotions to treat your injuries and bandages. Finally Never reply to any questions or queries from any other party involved in or related to the accident, such as insurance companies or attournies without first consulting your attourny. Do not settle any bills or sign any documents until you are sure of the extent of current and future medical expenses related to the accident, and have agreed it with your attourney. We sincerely hope you never need this advice, but if you are involved in an accident it's comforting to know that we are here!

         
    What to do when you re in a car accident

     

    Accidents can happen anytime, even if you are an extremely cautious and defensive driver! Most accidents actually occur within a 25 miles of the home, according to a Florida highway spokesman. Sometimes, they happen right in your own driveway. Just ask my sister-in-law who hit her friend’s car in her driveway while backing up! No matter where they occur there are a series of steps that should be followed after an accident. The Consumer Protection Association of America continually develops a list of recommendations for drivers so that they’ll actually know what they need when a traffic accident occurs. This fine organization takes major steps to increase public awareness regarding traffic safety. Some of the steps are preventative and should be followed now before you’re involved in an accident. One, have an emergency kit in your glove compartment or storage area. The kit should include a cell phone, pen, pad of paper, and a disposable camera (this is very important). With today most of us carry a cell phone, which takes pictures. As long as you insure that your cell phone is with you and carries a charge this should suffice for the cell phone and disposable camera in the kit. These items are for recording the key information regarding the accident and the scene. You should also have a card with information concerning any medical allergies or conditions you have that require special attention, as well as emergency contact information. It is also recommended by other agencies that you have a number list ed on your cell phone under ICE (in case of emergency), where the attending policeman or EMT can simply hit speed dial on your cell phone to reach your emergency contact. You should also have traffic cones, warning triangles and emergency flares in your trunk. Two, you need to insure that safety is first! When you are involved in a minor accident and there are no serious injuries, make sure that the vehicles are moved to the side of the road. Do not stay on the road and become an obstacle to oncoming traffic. If you do this, it may result in the occurrence of more and more serious traffic accidents because of your vehicles creating an obstruction in the road. My wife was rear-ended by another woman on an exit ramp and they both left their vehicles on the ramp believing it to be safe and that it was important for the police to see the exact position of the vehicles. In spite of the fact that both vehicles were clearly visible for a minimum of 300 yards and they both had their flashers on, another drive came up and rear-ended the SUV that had originally struck my wife! My wife called me on the cell phone and told me what was going on and I told her to get those vehicles off of the road right away! If the car or cars is not movable, make sure that the other motorists are warned by turning on the hazard lights and setting out flares, traffic cones or orange triangles to divert traffic. If you cannot move the vehicle, do what you can to alert the traffic and then move away a safe distance in case of any further accidents. When you are involved in an accident with serious injuries make sure that no one is in immediate danger (from fires, falling tress or telephone poles, etc). After you have made sure of this, attend to those hurt. It is important that you not move anyone that has been seriously injured unless they are in immediate danger. Further injury can occur from movement. It is always a good idea to let the emergency response teams attend to and moved the injured whenever possible to help prevent this. Three, exchange all of the important information with the parties involved. You’ll need to obtain the other driver’s name, addresses, phone numbers (home and work), insurance company, car insurance policy number, driver’s license number, license’s plate number, and make sure to write down a description of each car, the year, make, model, color and any apparent damage. Also, write down what occurred during the accident as soon as possible. Pay special attention to the position of the vehicles, sequence of events and the cause of the damage. I recommend that you write down all information readily available to you without the cooperation of the other driver such as the license plate number, make, model and color of the car, driver description and brief description of other occupants. Also, obtain any witness information at this time. As long as no one is hurt, most witnesses will soon depart the accident scene, and you want to make sure that you have their information. After obtaining this info, then approach the driver about their information like driver’s license number, insurance information and contact information. This makes sure that the other driver cannot bolt from the scene while you are distracted without obtaining information and it lets them know that you are all business. Four, take photos of the accident scene and the cars involved. Use your disposable camera or cell phone to document the damage to all the vehicles and the scene of the accident. If there are important points to demonstrate such as long skid marks, hidden entrance/exit, etc. make sure to document these as well. Make sure that the vehicle photos illustrate the total context of the accident so that they will back up your claims. If there are witnesses, make sure to ask them for their name and phone number, and ask if they’ll help you in case of problems with the other driver disputing what actually happened. Five, file an accident report as soon as possible and obtain a copy of it as soon as it is made available. In some areas law enforcement officials do not respond to traffic accidents unless injuries are present. You should always call the police and request that an officer come to the scene to right up the police report. They will obtain the information from the other drive, if they are uncooperative with sharing the information with you, and they will write down their observations of the scene of the accident, which will further support your claims. If you cannot get a policeman to the scene where your accident occurs, find out how you go about filing an accident report and do so right away. You may have to go to the local police station or you may be able to download accident report forms on-line depending on your locale. A police report usually helps speed up the claims process. Six, understand your insurance coverage before an accident. The more you know about your insurance coverage the easier the claims process and procedure will go. Does your policy cover towing or a replacement rental car fee? If yours does not and the accident was the other driver’s fault immediately make a claim for this with their insurance company. The question everyone is typically concerned with is “Who is going to pay for this?” If it is the other driver’s fault you should insist that they pay for the damage. If they agree, get them to acknowledge this in writing if possible. The other drive may be agreeable to pay for the damage now, but after a little time goes by and they are not in your immediate presence they may have a change of heart and decide to try and stiff you (this is why you need witnesses, documentation, etc.). I recommend calling someone if available to assist you in the accident management process. They will be much calmer and more objective in seeing that everything is carried out. I arrived prior to the police at my wife’s previously mentioned accident when our van was rear-ended. I checked and made sure that everyone was okay. Then I made sure that the vehicles were a safe distance from the road. Next, I obtained all of the vehicle information (make, model, color, license plate number), photographed the vehicles and the accident scene. I then obtained the driver information from the other two drivers involved. After I obtained the car insurance information, I immediately contacted the other driver’s car insurance company and had them open a claim for the damage that had been done to our van. I did all of this before the policeman completed writing his report. I then talked to the police officer and obtained his name and learned the content of his report. When I determined that I was satisfied the content accurately portrayed what my wife indicated had happened, I asked him for the report number so I could obtain a copy as soon as possible. My doing this streamlined the whole process for our claim and it moved through like clockwork. If you drive a Jeep and you need some replacement parts, you can get them for low prices at Xtreme Terrain Concepts, which specializes in Jeep items. They can be found at xtremeterrain

         
    What to look for in a government car auction

     

    A government car auction is usually auctioning off government-seized cars, or decommissioned cars that the agency no longer uses. Government car auction events are usually held regularly at different locations. The fastest and the best way to learn when and where a government car auction will take place are to check the local newspapers. Another way of locating a government car auction is to find an online auction service to locate it for you. There might be some fees involved but it will save you a lot of time. If you are about to bid on a government car auction, you should still be careful about certain thins. The fact that you are purchasing a car from a government car auction does not mean that the car you will buy will be in great condition or that there will be no problems with it. The government can auction vehicles that are no longer required but also can auction vehicles collected from other companies or even criminals. You should arrive at the auction early, choose a car and than start with the checks. It is a must to check the Vehicle Identification Numbers (if they match on the papers and on the car) and run a CARFAX report. Ask the auction administrator for any other information about the car such as the mileage information. It is best of you can have the car inspected by a mechanic. Having done all of the above, you should have acquired enough information to make a decision – weather to bid on this car or not. A thing to be careful about – there is a competition in the bidding at any government car auction. What it means is that every new bid should be higher than the previous ones. As you may guess, the cars that are in better condition will attract a lot of attention – not only from car hunters such as you but also from other car dealers. This means that a car may reach a bid much higher than its current market value. Go with a clear budget and a good research about car prices so that you do not end up spending too much or more than the same car market value.

         
    What to look for in a local car auction

     

    Local car auction venues are usually smaller than the national ones. They are also restricted to the area where they are held. A local car auction might be a great place to find a great car bargain. Sometimes the number of the cars advertised there is not that huge but on the other hand this doesn’t mean your future car is not there. In addition, if you are looking for something specific there might be no competition at all. Another serious advantage is that there might be a smaller amount of people visiting a local car auction. This means that the competition will be smaller and you might be abelt to buy a car at a great price. To get an idea where and when local car auction events are held, just check the local newspapers. There should be detailed information listed. Some specialized vehicle newspapers and magazines might even publish the list vehicles that will be auctioned so you can see if there is point in going at the local car auction or not. In any case, it is good if you can bring a mechanic with you so that he can check the car before you bid for it. You should also check the car’s history and documents. Performing this check will save you many possible troubles. Imagine that you buy a car that is on Police records as stolen or a car that has a rebuilt title and you cannot insure it later. A car history check might cost a minor fee but it is worthed. Another important thing is to check the current market value of the car style you want to purchase. This will give you an idea how much you have to bid. Sometimes the bidding may go crazy and you may end up paying for something that should have cost less. Don’t be scared to step out of bidding if the price becomes too high. There will be other suitable car deals waiting.

         
    What to look for in a salvage car auction

     

    A salvage car auction may be also advertised as insurance car auction. What you should know is that a salvage car auction has absolutely nothing to do with the normal auctions - public, government or wholesale. Salvage car auction venues offer cars that have been collected and rebuilt by the insurance companies in some cases, while in order they are sold in their damaged condition. Normally you can reach a price with 20% to 50% cheaper than the regular price of the car you are looking for. In some cases, the cars being sold at salvage car auction places might have just a minor problem but in most of the cases, these cars have suffered a serious damage. The main problem with cars being sold at a salvage car auction is that these cars are usually damaged to an extend that a regular car buyer cannot properly asses. That is why it is strongly recommended that only experienced professionals buy from these auctions. If you are not one, than get somebody along with you when going to bid on a salvage car auction. On the other hand, if you are looking for a car just because of the spare parts than you should not care that much. Just check if the parts you are interested in are in order and of course be careful with the price you will have to pay. As you may guess, there is no need to pay a prices closer to the regular price of the spare parts you are buying the car for. For the same reason described above is a must that you perform a proper check of the car you want to purchase and second - to check the vehicle history report. A car might look in good condition but it might has been seriously rebuild or repaired in a way that will cause you troubles later. Even after you have repaired the car, you should ask for a complete check by a car company to ensure that all in your car is in complete order. The rest of the usually checks that are done when buying a car are still a must - you should read carefully all the paperwork involved, check the VIN numbers and the car history. Be prepared for the inconveniences that you might experience later in case you have bough a rebuilt car from a salvage car auction. The fact that a car has been rebuilt stays in its record. Cars that have been rebuilt are not favorite to insurance companies or banks. In addition, even if the car you are purchasing is still under the manufacturers warranty period, this warranty might be voided in case the car has been rebuilt. So never, rely on the fact that "the car is still in the warranty period..." Finally, this is what we would advise the regular car hunters - try another car auction and leave the salvaged car auction venues to the professionals. It is worth neither the hassle nor the risk buying from a salvaged car auction just to save a minor amount of money.

         
    What to look for in a vehicle auction

     

    Vehicle auction venues are a great place to find a vehicle deals. There are several of vehicle auction venues – regular ones (standard auctions where vehicles are sold), government (seized or surplus government vehicles are sold), insurance (insurance companies sell damaged and rebuilt cars). Most of the auctions are public but there is a great number of private auctions held as well. Vehicle auction websites are also available. They are just like the “actual” ones with the only difference that they are in fact held online. The most popular auction website that also holds vehicle auction stuff is eBay. If you have decided to try your luck at a vehicle auction, there are some things you should know in advance. The general rules are the same for all auction types. One thing that is of great importance is about the origin of the vehicles. Each vehicle should have a clear history available at the auctioneers. If you have decided to bid on a specific vehicle, it is best if you first check it and than decide if you still are eager to bid. Generally speaking all vehicles sold at auctions should be fine in terms of origin but you never know. The second thing to watch out for is the condition of the vehicle. It is recommended that you take mechanic along so that he can check the vehicle you want to purchase. There are plenty of vehicles that look just fine but have serious problems. The next tip highly applicable to vehicle auction buys is the price. First, you should make a research in order to find out what are the latest price trends of the vehicle you are looking for. Than be careful not to be sucked in the bed-swirl. The vehicle auction bids should be competitive so a price can reach sky-heights just by many participants bidding madly. You may end up paying a price just like the normal value or even higher. Also at some auctions, you can actually negotiate the price so check and do not underestimate this option. Be careful when going to government auctions. While the vehicles sold there may be up to 50% cheaper than the market value of the same vehicles, bare in mind that most of them are no driven nor maintained for a long time or are damaged in a way or another. Insurance vehicle auctions may also look like a bargain heaven but the situation there may turn into a nightmare easily. This type of vehicle auction venues offer cars that have been damaged by their owners to an extend that the insurance company has had to replace them with new. So it is likely that you will buy a rebuilt vehicle or one with serious problems. Rebuilt vehicles rae not a good idea as their manufacturing warranty is voided, and most of the insurance companies don’t want to deal with them at all. That is why insurance vehicle auction places are recommended for professionals who either know what they are doing or are looking for a cheap vehicle for spare parts. Finally, it is best if you visit vehicle auction venues a few times to get accustomed to the situation before you actually run into the auction game.

         
    What to look for in motorcycle boots

     

    Buying a good pair of motorcycle boots can be an exercise in patience unless you know what to look for in motorcycle boots. Here are a few points you can keep in mind when you go searching for one: 1. Motorcycle boots should be at least 160 mm in height, and must provide impact protection for the shins, instep and ankles. 2. The soles that are sewn are stronger than the ones that are bonded. Often, the glued soles come off when the rider drags the feet along the road while stopping the bike. 3. The soles should be oil resistant and waterproof. You should be able to walk through a puddle. Fortunately, most leather motorcycle boots can manage this with ease. 4. Lighter boots are better in summers. 5. The leather should be ISO 11642 compliant. This is a test of color fastness in water. 6. Your boot should have at least 10 mm clearance from the edge to the upper. 7. Uppers should be abrasion resistant. 8. Leather should be at least 2.5 mm thick and soles should be 4 mm not including the cleats. 9. Contoured boot soles aid in traction and should be made from a durable material. 10. The leather used should be thick enough to offer protection but supple enough to be comfortable and soft. 11. A flex panel in the ankle area is very comfortable. It allows you to flex your ankles while applying the brakes, or even while walking. 12. Flex sections are missing in engineer-style slip-on boots because the wide upper allows enough movement within the boot. However, slip on boots are also likely to slip off. 13. Its best to have boots secured to your ankle with laces, zippers, hook-and-loop straps or a combination of the above. 12. The lining in a motorcycle boot is very important. It should keep you dry, ventilated and snug in all kinds of weather. Wearing the right socks can also make a big difference. Stores that sell serious backpacking equipment will in all likelihood have high-tech socks. 13. Functional motorcycle boots must provide enough tread for stability. A tread pattern that runs sideways as well as fore and aft is great. 14. Thick rubber soles help to absorb vibration. You can also consider some padded inserts. There are enough available at the local stores. 15. Motorcycle boots should provide adequate heel and toe cups designed to flex under pressure.

         
    What to look for when buying a motorcycle helmet

     

    Buying a motorcycle helmet can be quite confusing these days. there are so many helmets to choose from, trying to figure out which one is the right one for you can take some time. Motorcycle helmets come in a variety of shapes sizes and colors. There are also quite a few manufacturers to choose from. Most people pick a helmet that fits their personality or the colors of their bike. That is a good way to it. You should like the helmet so you will wear it whenever you are out there shredding some curves. Here are a few of the most popular motorcycle helmet makers around: Icon, AGV, Suomy, ZR, Nolan, Thor and Scorpion are just a few of the popular manufacturers you can choose from. You have several types of motorcycle helmets to choose from. Lets talk about half helmets. These are helmets that do not cover your entire face they just cover the top of your heads the side of your head and sometimes come with a visor. A lot of these types also come with a face shield to keep debris and bugs out of your face. If the half helmet you pick does not you will need to get you some goggles. Half helmets are very popular with the cruiser crowd. Also skullcaps are popular with this crowd. A skull cap is exactly what it implies it is a helmet that only covers the cap of your skull. A skull cap usually has no visor. They are very popular with the American bike crowd mainly because the skullcaps are usually adorned with a nice paint job like skulls or an old airplane motif, bullet holes, flames, iron crosses and the like. Skullcaps are mostly for show and really do not offer much in the way of protection. You will find most of the really cool ones are not DOT and SNELL approved. So if you are looking for protection I would recommend at least a half face if not a full face helmet. For cruiser riders it is sometimes hard to ride around with a full face when your buddies are wearing next to nothing. So I would recommend at leas a half helmet if nothing else. If you absolutely want a skull cap then ck to see if you can find one that is at lest DOT approved if not DOT and Snell both. I ride a cruiser myself so I understand the notion of the wind in your hair and the freedom of the road. Its just a good idea to cover your head with some thing just in case. Full face motorcycle helmets are mostly worn by guys that ride crotch rockets or sport bikes is the more correct term. Sport bikes these days pump out a serious amount of horsepower, therefore it is vital to wear a helmet that can protect you in case of a crash, while still keeping you comfortable when you are out there tearing up the street or track. It is almost impossible not to find a full face helmet that fits your personality or your ride. These days you can even get custom graphics painted on your helmet. Most offer a venting system which will keep air flowing in, a quick switch face shield so you can switch from a clear to a tinted shield in no time. Full face helmets are usually available starting at about $100 on up in to the $600+ range depending on what you want, but for a couple of hundred you should be able to find one that suits you. Make sure that the fit is tight enough where the helmet can not be turned when its on your head. the fit should be snug. Motocross helmets are the other type that we should mention. Specifically designed for off road use these helmets are made to be full face helmets with a visor and no face shield. A set of goggles is needed for them if you want eye protection. Thor makes some really nice ones for you to choose from. When it comes to choosing a motorcycle helmet just remember a few things. Choose a helmet that you will like and will choose to wear. Make sure its DOT and Snell approved for your safety. Make sure that the helmet fits properly on your head and is comfortable enough to wear for hours on end.

         
    What type of accessories are available for atvs

     

    In an era of new technology, ATVs are gaining popularity tremendously. Now-a-days, they are a part of many activities like racing, hunting, etc. Because of the involvement of ATVs in different types of activities, they possess many personalize features which can make your ATVs perfect for various activities. Types of ATV Accessories There is an infinite variety of ATV accessories to make each and every ride more comfortable and convenient. The different types of accessories include clothing, bags, and storage boxes. These storage boxes can be adhered to the anterior or posterior end of the ATV. For the longer trips, there are coolers which help in keeping drinks or fruits cool. There are different types of trunks that are attached at the rear end of the ATV. There is also an availability of fuel storage device in order to store fuel while going for a long trip. There are other accessories also like bottle holders, fender bags, camouflage clothes, helmet, etc. Basically, many of these ATV accessories help in providing safety while riding, such as the helmet, gloves, clothing, etc. Where To Buy Accessories There are many local dealers, specialty shops, and online retailers from where you can purchase the accessories of ATVs. It is always recommended to purchase from reputable and trustworthy companies or retailers. You should always go for renowned websites for the online purchasing of accessories. You should be well versed about the status of the companies in terms of their policies, customer care services, etc. And it is not so that you should always run after the name and brand but the most important thing which should always be considered is the quality of the materials used in manufacturing the accessories so that you should always get a durable or long lasting product. Types of ATV Tools There are different types of ATV tools that strengthen your ATVs. a - Cycra Mechanic Roller Cart: It is one of the ATV tools that will make life easier while performing routine maintenance on ATV. It serves as a tool carrier and a seat to relax when you are working on an ATV. b - iShock F-18 Rhino Shocks: It is the tool that will be really helpful while riding Yamaha Rhino. They are ample in size and are strong possessing an external reservoir with an option of speed adjustability. One can easily collect unlimited information of this tool over their at website. c - Camo-up your ATV tires in order to enjoy the fun of hunting as they are very much useful for hunting because of their camouflage feature and also they don't get punctured easily. They approximately cost around $100. The other related information can be collected by going through their site. d - High Tech ATV box is a powder-coated diamond-plate aluminum that costs around $180. It helps in reducing the noise while riding the ATV and possesses a convenient drain and ventilation holes at the bottom. All the things kept in it are completely safe due to the facility of locking ATV box. Hence, you can easily choose the accessories to meet your requirements in order to enjoy the ride of your ATV.

         
    What types of auto accessories do you want

     

    Auto accessories are a great way to get the most out of your vehicle. When you purchase a car, truck or SUV, many times you are purchasing a very basic model. The dealer may add a few bells and whistles for you before you go home with your vehicle, but there are still many more things you can do to extend your vehicle's life or make it easier and more pleasant to use. Don't let the word “accessories” throw you. These aren't just throw-away items. Many of them are very necessary. Accessories for your vehicle come in four basic types: Exterior, interior, performance parts, and items that can be considered more family accessories than car accessories, as they aren't really part of the car. You are probably familiar with many exterior accessories that people buy, because you've seen them on the road – things like mud guards and mud flaps, side view mirrors (yes, you can change yours if you want), winches, fender flares and trim. That is just the beginning. There are plenty more items that you can use to spruce up your automobile. Most people are more likely to have purchased interior accessories like seat covers, steering wheel covers, floor mats and liners than exterior accessories. You can even purchase a rearview mirror. If you've had your car for a while and the dashboard is starting to look a bit worn, then you can actually fix that. Repairing the dashboard with a dash kit may actually be a good idea if you're thinking about selling your car. Just a little bit of beauty can help you get thousands more for your automobile. Performance parts are the most popular auto accessories of all. Perhaps it is more accurate to say they are the most “needed” accessories. These are the air filters, brakes and brake pads, oil filters, fuel systems and all those wonderful things that your car won't run without. Oil and the other fluids your car needs can be considered a part of performance parts. These are three very basic categories to help you determine accessories. You may not actually consider something that your car won't run without an accessory. At the very least, these categories are the most important ones. If your car needs an air intake system, for instance, a rearview mirror and a set of mud flaps, it is easier to put the three in order of importance of purchase if you categorize them. The fourth category is items that are actually not part of your car. They won't make the operation of your vehicle easier or more fun, like furry wheel covers, but they make the family-car interface a little smoother. These items are things like baby car seats, fuzzy dice and those Garfields and other characters that you hang in the window to entertain passing motorists.

         
     
         
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