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    Buy or lease your next automobile

     

    Leasing a luxury car imposes lower costs, generally comparable to the interest rate of financing a loan. However, if you terminate a lease early or default on a monthly lease payment, you can face major financial penalties and ruin your credit rating. The decision of whether to buy or lease a vehicle also depends on your unique lifestyle. If you drive many miles each year and don’t mind paying repair bills, you probably should purchase your car. If, on the other hand, you exceed the mileage limitation or if the car shows considerable wear and tear at the end of the lease, you may find yourself paying large end-of-lease costs. When you are thinking about getting a new car, one question always comes up: is it better to buy or lease? There is, of course, no one single answer. Each choice has benefits and disadvantages, so the choice depends on your own particular personal and financial circumstances. A key issue is affordability. Is your job situation stable? Are you in overall good financial shape? The short-term monthly expense associated with leasing a car is much lower than the monthly payments required when purchasing a vehicle. With leasing, you pay only for the part of the vehicle’s cost used during the period of time you drive it. If you have the cash on hand, and you can pay the down payment and sales taxes – either in cash or via a loan – as well as the interest rate buying a car gives you that feeling of ownership and may be the best financial option. If you want to get your hands on a luxury car, but you can’t afford the initial costs associated with buying one, leasing is your best option. Leasing a luxury car imposes lower costs, generally comparable to the interest rate of financing a loan. However, if you terminate a lease early or default on a monthly lease payment, you could face major financial penalties and this could ruin your credit rating. Before you decide to lease, make sure you adjust your budget for the monthly lease payment for the duration of the contract. The decision of whether to buy or lease a vehicle also depends on your unique lifestyle. What does it mean to you to own a car? Do you bond with your car, or do you like having something new? If you plan to drive a vehicle for more than five years, buying it – through careful negotiations – is probably your best bet. On the other hand, if you would rather drive a new car every two or three years, leasing is for you. You should also consider your actual transportation needs. Think about how many miles per year you drive and how you handle car maintenance. If you drive many miles each year and don’t mind paying repair bills, you probably should purchase your car. With leasing, contracts are made with assumptions of limited mileage, typically between 12,000 to 15,000 miles driven per year, as well as considerations of wear-and-tear on the vehicle. If you can stay within the stated mileage limits and keep the automobile in good condition throughout the duration of your lease, leasing is a reasonable option. However, if you exceed the mileage limitation or if the car shows considerable wear and tear at the end of the lease, you may find yourself paying large end-of-lease costs.

         
    Buying a car tips about financing

     

    Before purchasing a dream car, try to assess if the budget can really afford it. Questions like, how will it be paid, who will be helping to pay for it, what is the price limit of the car to be bought, and how long will it take to pay off the car? These should be considered even while planning to buy the car. The trend nowadays is that people buy the cars by cashing out the down payment, and the balance will be paid by installment. Others are just lucky enough to have saved the right amount of money that they are able to cash out the total cost of the car, which, by the way, seldom happens now. Never set aside the possibility of paying thousands of dollars when buying from a dealer or a specific car company, where in the end, charges you more for the interest which takes even years to pay. Once you have found a way to finance the car you are eyeing on, then it's time to start shopping around. There are credit unions and even local banks that are willing to loan the needed amount to purchase the car with an Annual Percentage Rate of only 1.9 per cent. However, this may turn out to be a catch, since this will only be happening on the first year. Without prior notice, these interest rates can increase which is a total inconvenience for those with just a fix income every year. It is a big plus if a buyer is a member of a credit union. Being a member could save you from the trouble of spending a whole day in a lender's office because the processing of the loan could only take just a few minutes after filling out the necessary papers for the request. In a credit union, fifteen to twenty minutes is all that is needed to do the application. They could even loan even up to $25,000.00 within just an hour after signing the papers. It will be very helpful when a research is made prior to making that loan for a car. Believe it or not, car dealers are really digging out most of the penny in a buyer's pocket by issuing interest that is sometimes unreasonable. There are two things needed to consider when thinking of financing a new car: First, what's the price willing to be spent by a buyer? More often than not, other people would rather ask themselves the question: How much of the car price do they intend to buy instead? They will be willing if the know they can afford their choice. Consider monthly regular expenditures. The monthly payment for the new car should not get in the way of paying the fixed monthly dues in the household. If in case it does, by merely doing a math, then just consider a second hand car. Just make sure that all is checked and examined to avoid hassle in the future. Second, is it really important to change cars every two to four years? Consider cars offered on a lease, if so. Other dealers and car companies offer the leasing of a car for that amount of time, which you can return but no money will be refunded. However, there is an allotted amount of distance or mileage that should be covered during those years of lease, but this is negotiable. On the other hand, if a buyer is not interested in changing cars, it's best not to opt for the cars for lease. It is safest to get a loan from a credit union or a financial institution instead of a local car salesman; they would definitely try to reach even a buyer's bottom dollar. Getting information from someone whom can be trusted and expert about financing a car, for they will be able to give you tips at your own interest. Financing either a new or a second hand car is a lot of sweat, but the determination to get the best car at the best price can be considered a success. This should be a win, win situation for anyone. After all it’s your money that is at stake here. Do your research and it can be a beneficial decision on your part.

         
    Buying a used car know the basics

     

    If you feel purchasing a new car is tricky, then buying a second hand car can be quite trickier. But don't fret just yet--with these guidelines to keep you on track, that used car could be one of the sweetest deals you've ever had. Where to Look Snoop around. It pays to be on the lookout for owners wanting to shift to a newer model, and thus wanting to sell the car of your dreams. This is where your friends and family come in. Aside from referrals, they could more or less ensure that the price is reasonable and the car's ownership history is satisfactory. Asking the Right Questions Why are the owners letting the car go? Make sure that they are not selling due to any major problems. How long have they owned the car? Given proper maintenance, a five to seven year-old car would generally be in good condition. What repairs have been done, or are currently needed? How's the mileage? The lower the mileage, the better. However, a used car with more miles could be satisfactory, too. In this case, ask about the vehicle's use. Was it a family car limited to city driving? Does the car come with a warranty? Take Note of the following: Body rust or holes are difficult to repair. A body panel rusting through is to be replaced. Different paint shades from one panel to another, peeling and cracked paint, or smudges on other car part indicates a poor re-paint job, which needs to be re-done. Threadbare tires, chipped or cracked glass, the electrical work and what's beneath the hood should be given proper attention, too. Going Out for a Test Drive If it's a manual car, the clutch shouldn't slip. If the clutch slips, instead of being steady as it accelerates, the motor will be revved up as when using neutral. If this happens get yourself a new clutch! Is the exhaust not chugging out excess smoke and noise? The car may need some good motor repair, or some of the exhaust system parts replaced. Do the pothole test. Overly shaky rides could indicate a suspension problem, an alignment problem and or a tire problem. Always have a trusted mechanic or a car aficionado friend to thoroughly go over the car with you. The Turn Over, at Last The number of previous owners, registration details, applicable taxes, and insurance papers - should all be properly documented. With the paperwork done and the payment terms agreed upon, you're ready to hit the road, and enjoy the ride!

         
    Buying a used car from a dealer

     

    There are many challenges you will face when buying either a new or used car. It depends on the model that you want, how much is the budget, the size of your family and the options that go with it. If you have an idea on the right car, then a little research on the value of the car in the market to date will be able to help the you when approaching a dealer. This can be done by checking the internet or looking through the local newspaper before going to the various dealers in the area to make comparisons. If the ideal car is not available on the lot, the if you tell the dealer about it these people can help by looking for that particular model or offer a similar car similar to your choice. Since dealers often want to get rid of the cars quickly, it is also possible to get a good deal on what is available as long as it meets your requirements. Most cars have a maintenance record. The buyer must ask the dealer to see it and if it is not available, then you should contact the dealership or repair shop where most of the work was done. The buyer has the right to see a copy of the dealer’s warranty. To be safe, you can also ask if a service contract is provided in buying the used car. This contract that is offered by the dealer may or may not provide coverage that is in the manufacturer’s warranty which may cost extra. Since the warranty usually comes when buying a car and the service contract does not, it is best to ask if you need to avail of by answering some questions; • What are the differences between the coverage of the warranty and the service contract? • What repairs are covered? • Is routine maintenance covered? • Who will pay for labor and parts if brought to the shop? • Who is authorized to perform the repairs and where? • How long does the service contract last? • What are the cancellation and refund policies? Just looking at the car will not give information if the car is in good condition. It should be test driven under various road conditions such as the highway or in traffic. Since most people are not that knowledgeable about cars, it is advisable to bring the car to a reliable mechanic for proper inspection.

         
    Buying a used or second hand car in uk

     

    If you are considering the purchase of your next used or second hand car, you might at this point be very nervous. Its not a purchase you make regularly like going to the supermarket for your monthly shop or buying that next outfit for hitting the town. Its something you might only do every three or four years sometimes longer. Some popular makes are: Audi, Alfa Romeo, Bmw, Citroen, Ford, Fiat, Honda, Hyundai, Jaguar, Jeep, Kia, Land Rover, Lexus, Mazda, Mercedes-Benz, Mg, Mini and Mitsubishi. Confused? Who should I buy it from? A large garage group, a medium sized independent, a small independent, or a back street garage? The Answer? Whichever of these have the vehicle that you want! (With certain reservations which we will explore later.) A common mistake is to go out in the car and visit all local sellers in the hope you see something you like, if you do this you will be at your most vulnerable and may well find that you buy something on impulse and may not in the long term be the best for you. With the world wide web at your fingertips it’s a great place to start. By using it and visiting some of the better used car classified sites you will be able to narrow down your choices before even leaving your home. Some of the best sites are: autotrader. co. uk autoexposure. co. uk compucars. co. uk ukclassifieds. co. uk freeads. net Ideally you should list your requirements in order of importance for example: 1. Insurance Cost 2. Fuel type 3. Economy 4. Vehicle size 5. 3/5/4 door etc 6. Price 7. Colour 8. Specification Don’t get to carried away other wise the whole thing will not be the enjoyable experience it should be. Okay get surfing and find that combination of your dreams. More of the most popular makes of vehicles to search are: Nissan, Peugeot, Renault, Rover, Seat, Subaru, Skoda, Suzuki, Toyota, Vauxhall and Volkswagen. Happy hunting and watch out for the next instalment. “The negotiation.”

         
    Buying an automotive extended service contract

     

    Should You Buy An Automotive Extended Service Contract? The decision to purchase an extended service contract or mechanical break down policy as they are sometimes called is a decision that has many variables. Depending on the age of the vehicle, the usage, how long do you plan on keeping the vehicle for are just a few questions that need to be considered. If you look online, some of these so called guru’s who write scam pieces will tell you—Don’t Buy—it’s a scam. I whole heartily disagree with their opinions, I question if they have real world knowledge and experience to begin with. If they did, then I firmly believe their opinion would be other wise. The scam comes when you are charged outrageous and inflated prices for an extended service contract, they are not cheap to begin with, but those who exasperate the cost are the ones who are taking advantage of unsuspecting consumers. Or perhaps even requiring you to purchase as a condition of buying the vehicle, you should never be forced to buy under any circumstances. With automotive repair labor rates ranging easily up to $100.00 per hour or more, it doesn’t take a huge repair to cost you major bucks, and with the electronics and technologies of today’s automobiles, parts prices are equally as expensive. During my 26 years in the automotive service industry, I can recall countless and numerous times where customers wished that they had purchased, and those that did were glad they made such a sound financial decision. Consider the following examples of repair cost: Air Conditioner Repairs can easily cost $1500.00 for compressor replacements. Transmission Overhaul or Replacements--$3000.00 Water Pump replacements--$600.00 Power Steering Pumps and Steering Gears--$600-$2000.00 However, don’t be mislead into believing a mechanical break down policy covers every nut and bolt on the vehicle, there are variables and different kinds of policies as well. Some cover seals and gaskets, wear and tear items, consequential damages etc and others don’t. Be aware of what it does and does not cover before buying, this will save you a lot of grief in the event you have a mechanical failure. It is a major decision, and one that requires weighing the advantages and disadvantages. My personal and professional opinion is that if you are going to use the vehicle on a daily basis, you plan on keeping for 2 years or more after the original factory warranty has expired, then you should purchase the extra protection. It is after all, like an insurance policy, you hope that you don’t have to use it, but it will give you some peace of mind in the event that you have to have an expensive repair.

         
    Buying used car tips

     

    Scouting for price-cuts is a smart habit. And buying used cars is no exception. No wonder why many people are enticed to buy used cars. In fact, statistics show that the number of people who buy used cars is three times more than the number of people who buy new cars. But then again, not all used cars are maintained equally by their previous owners. Hence, it is important for those who wish to purchase used cars to consider the different factors that might affect the performance and the condition of the car. Here is a list of some tips that will help buyers in choosing their used cars. 1. Safety features should not be taken for granted. Being old is not an excuse to justify the used car’s lack of safety features. Every car, whether old or new should have safety features in order to prevent some possible accident while driving. Every used car should still have its anti-lock brakes working properly and airbags that are still intact (for cars made after this requirement). 2. The mileage is important This is because the amount of mileage reflects the way the car has been used by the previous owner. Moreover, the mileage will denote the used car’s age. Normally, an average driver will drive 12, 000 to 15, 000 miles in a year. In this way, the buyer will be able to estimate how old the car is. 3. Over-all check up is important Before buying the car, the buyer should first conduct an over-all check up on the condition of the car, from its exterior parts up to the very detail of its interior portion. Being old does not mean any signs of wear and tear will be an excused. Hence, people should be aware what they are paying for. 4. Test drive There is no better way to know the condition of the car until it has been test-driven. Hence, a buyer should make all the effort to do a test drive first before he or she jumps into conclusion. 5. If possible, the over all service history of the car should be checked. This will provide the buyer solid information regarding the true condition of the car. Here, the buyer can detect if the car has so many technical problems before, if it has been into an accident already, or if the owner was good enough to provide the proper maintenance for the car. Knowing these things is extremely important to avoid possible risks in the future. Boiled down, inspection is mportant especially if the transaction concerns money. Cheap is no substitute for being a smart buyer.

         
    California dmv doesn t have to be a nightmare

     

    Going to the California DMV has long been known as a horrible, boring, dull, patience-testing yet necessary ordeal that has left people confused, angry, fed-up and above all feeling cheated out of their precious free-time. Thankfully the modern electronic era that we now conveniently reside in has given us some options apart from standing in the horrendous and droning lines associated with the California DMV. From now on when we need to update our driver’s licenses and state ID’s many Californians are finding that there is an easier and much more pleasant process to completing these mundane tasks than by going to the Los Angeles DMV. For example many government agencies now offer the same services as the brick and mortar establishments at their online counterparts. By accessing services online, you can save time, money, harassment, embarrassment and energy by avoiding driving all the way downtown to wait in lines for hours and hours and hours. We have all had the experience of trying to get our California driver’s license renewed or our state ID Card updated and have had to make that harrowing trip to the California DMV and wait in line for hour upon hour surrounded by what seems to be the most intimidating of Los Angeles county citizens. Why is it that Brad Pitt or Angelina Jolie never happen to be at the LA DMV on the same day that you are. That’s because they have figured out that many of the services offered at the physical location are also available from the connivence, security, privacy and safety of your own home or office or home office. We all have the need to be more efficient in our ever increasingly busy modern lifestyles. By combining tasks and completing as many of them from one physical location at a time we save time, money, energy, gas(which with rising fuel costs we all need to conserve) and peace of mind. Why hop in your car, drive to the california dmv, wait in line for hours, get back in your car drive to the grocery store to get this week’s food, drive across town to pick up a present for Sally’s high school graduation and then back to the California DMV because you left your wallet there when you can just sit back at home and take care of everything with just a click of your mouse. Seriously, we are living in dangerous and uncertain times these days and even a trip to the Barstow or Fresno DMV dixondailynews/category/automotive-guides could turn into a potentially disastrous outing. It behooves us all to avoid crowded government buildings and by completing your civil service errands from the comfort of your own home just makes good sense. If you just can’t face that notorious Los Angeles traffic or you just can’t find the time to wait in line for six hours or you would rather spend that six hours spending time with your family and not at the California DMV, pay a visit to the DMV web site and see if you can take care of those mindless tasks at home or the office. You will be happy you did.

         
    Caliper buying tips

     

    Calipers are obtainable from supply stores for most automobiles. The prices of them range depending on the type of vehicle. Some companies have repair kits that are offered for you to do it yourself, but the availability of the repair kits depends on the model of the vehicle. Most of the time, they do not have repair kits for classic models of vehicles. Moreover, it is recommended to change and replace the Calipers that determine your vehicle’s brake capacity. It is not a good attitude to replace or change Calipers only when you notice that here is a leak or stickyness. 1. Rear Calipers Commonly, rear Calipers are quite costly than the front Calipers. This is because of the numerous components integrated in the hand brakes. Most of the time, newly manufactured calipers are hugely expensive. It is impractical to buy a caliper that would cost you a fortune. However, rebuilt Calipers are sold and can be bought from several suppliers and may either come with brake pads or not. Different manufacturers give diverse qualities. It is recommended that you buy Calipers with no attachments in it, like brake pads. You can try to buy them separately in order to choose from the best suppliers of Calipers as well as brake pads. Worn out components can effortlessly cause screeching because of the vibration created. So it is strongly advised that you check on your Calipers often and monitor them habitually to avoid rush or to minimize further damage to your vehicle. 2. Maximum Performance Every caliper should be coordinated with its brake pad materials to maximize performance and stability. The caliper design must also be attuned and standardized to synchronize it with each vehicle activity. With thorough notice on the integration of the caliper and other brake systems materials, its performance and durability is prolonged and optimized. For example, the caliper width should and piston rollback should go with the attributes of the friction materials. - Designed properly - Lessen squeaking - Integrated power absorption - Helps attain or even go beyond break pad lifelines - Various types are commercially available - Caliper technology innovations 3. Features vs Price Their prices, however, have a lot to say about their features. Some advancement includes fully-sealed caliper slide mechanism and pad slides that are protected from corrosion. The two-piece pins are for lessened drags. With this, the wear life is optimized and the noise is minimized. The caliper slide mechanism utilizes a guide scheme that is laden between the pads to prevent clatters. Caliper pad retraction springs detach the pads and the pistons. This scheme lessens residual drag. And stainless steel pads are lined to maintain minimal pad slide in a corrosive location. It is appropriate to buy calipers tested for aspects like noise, strength, fluid displacement, seepage and stamina. In return, this will eventually provide minimal brake pounding and optimized feel. It is necessary to determine the appropriateness for a particular need is essential to the general functioning of the brake system. 4. Calipers For Racing First of all, it should be lightweight and resist heat efficiently over time under extreme temperatures. Most caliper manufacturers furnish their products with a protective black finish to combat corrosion as well hasten heat indulgence. Some Calipers are sheltered by a high temperature dampening product. Furthermore, some companies sell those that have features like dust-proof to prevent the accommodation of dirt. With this, the pistons and other parts are protected from breaks and corrosion. Aside from that, this would surely prolong the life and improve the durability of the other brake pad components. Some are painted and furnished by gold or black color. Sometimes, other materials are mixed and put into intended for added defense. Most hi-spec Calipers use these to attain enhanced efficiency and durability. Make sure that the type of caliper that you buy is ideally suited and matched for your automobile needs. In totality, be sure that you buy the good kind pistons, brake pads and other components to go with your Calipers.

         
    Car accident article car accidents post traumatic stress disorder

     

    American society is plagued by self-induced stress. Should this be something we pop pills for? Retrospectively, society accepts the unhealthiness of prior forms of medicated stress relief. It is generally accepted that smoking, for example, causes more problems than it relieves. Why does America swallow anti-anxiety medication so freely, without worrying about harmful side effects? These are powerful drugs that target chemicals in the brain. Medication should be the last resort in any anti-anxiety therapy. First, people who suffer anxiety should be proactive and try to resolve their concerns. One example of a disorder that is suddenly widely prescribed is Post Traumatic Stress Disorder (PTSD). PTSD was first recognized as a serious problem among veterans returning from war. These men suffered cold sweats, panic attacks, nightmares, and compulsive behavior as a result of near death experiences and the mental anguish of war. Some doctors are now claiming that this same level of shock is regularly induced in car accidents, they cite numbers as high as 9% of car accident victims suffer “significant post-traumatic stress symptoms”. A few years ago, I was in a rather serious car accident, and I experienced symptoms like these medical journals described. I would often upset myself by dwelling on the accident. I displayed obsessive behavior in that I avoided left turns wherever possible, even on deserted streets. I could not manage this out on country roads, but in the city grid I was careful to take three right turns instead of making just one left. Riding in a car that slams on its breaks still causes me to spin around and look behind for the car that always seems to be on the verge of collision. Was this Post-Traumatic Stress Disorder? As annoying as these symptoms were, I find it would take a rather presumptuous hypochondriac to insist that these small neuroses could rival the intense stress of a veteran returning from the horrors of war. Perhaps I was stressed and absorbed by my experience, but I certainly never needed medication. What I did need to do was to be proactive. I worked with the insurance companies to work out the claims. I spoke with my lawyer and found someone who wanted to buy and rebuild my totaled car so I did not have to consign it to a junkyard. I took responsibility for the situation and did not let it take control of me. It did hurt to think about my car for months, but I don’t obsess about it anymore. If you feel overwhelmed by a car accident experience and all of your real medical needs are met, you do not need a doctor. Talk to a lawyer about your situation and be proactive about filing papers and taking action. I felt overwhelmed after my car accident, but talking to an experienced car accident attorney helped me to answer my questions, address my doubts, and quell my anxiety. No pills required. Car Accident Lawyer Legal Advice Car accidents are currently the number one killer of people between the ages of 1 and 37 in the United States. Car accidents, crashes, and collisions cause about 3 million injuries a year, 2 million of which are permanent and crippling injuries per year. 40,000 people die in car accidents every year in the United States alone. The Department of Transportation reports that most of these car accident deaths can be avoided. About 40% of car crash fatalities involve drinking alcohol and driving. Many accidents involve some combination of alcohol and speeding. Additionally, seatbelt use is only around 68% despite the proven fact that seatbelts protect drivers and passengers and save lives. In more than half of all car accident fatalities, the deceased were found not to be wearing their seat belts at the time of the crash. Reckless and drunk driving is a serious offense and the law treats a car, when it causes injuries, as a dangerous weapon. When victims are injured and killed in drunk driving accidents, the driver can be charged the same as if he or she had attacked their victims with any other weapon, like a gun. A drunk driver who kills a person can be sent to prison for murder. Such dangerous activities as drunk driving and racing are often treated casually by young people, but they do not understand the inherent risks associated with this behavior. Every twelve minutes somebody in the country dies in a car accident. If you or somebody you love has been involved in a car accident, either as a driver or as a victim, it is important to seek legal council. Remember, if you are involved in an accident, never to apologize or accept responsibility without consulting a lawyer. Car crashes are scary, but apologizing on the scene can fix the blame on you even if the collision is another driver’s fault. A lawyer can help you work out the necessary paperwork and protect you from accusations and court proceedings. Insurance companies have lawyers protecting their interests, shouldn’t you? Finally, do not panic. As drivers become more aware of their responsibilities and car companies develop safer vehicles, the percentage of deaths in car crashes has steadily declined. When combined with safe, responsible driving techniques, such as acknowledging posted speed limits, wearing seatbelts, and going out with designated drivers, these new cars and advanced roadways promise a safer driving experience.

         
    Car auctions 101

     

    Car auctions are a good place to get good a bargain on cars. But buying cars from auctions can be very complicated. This is particularly true for the uninitiated. Of course the cars in auctions are generally cheaper. But they are cheap because they lack the guarantees that come with cars bought from dealers. The rules in auctions are simple, you bid an item, you pay for it, and you own it. It is therefore not advisable for persons without much experience in motor vehicles to just go to an auction and buy a car. What you’ll need if you’re planning to buy a car in an auction is a good eye, good observation skills and a willingness to learn the car auction process. You can even make it a business by buying cars at auction and then selling them at a profit. There are several people who have made huge profits by buying and selling cars at auction. There are basically two kinds of car auctions, local car auctions and online car auctions. Each of the auctions works differently. Each has a different set of rules so you must study them very carefully if you are planning to buy a car from either kind of auction. If you want to buy a vehicle in a car auction you must first pre-register with the local auction you want to join. The pre-registration process won’t take much of your time and will provide you all the essential information that you will need in order to buy a car. An auction site will often have an auction staff who will explain to you the rules of their auction site and the procedures and instruction on how to participate and bid on the cars. It is wise to inspect the cars before the actual bidding begins. Ask the auction organizer or staff if they can allow you to take a closer look at the cars before the start of the actual auction. Another wise decision is to set your payment limit before the actual sale. This way, you won’t fall victim to the trap of overbidding. As in other auctions, it is very important that you signal your bids carefully to the car auctioneer to avoid confusion. Settle your transaction as soon as the auction ends. Look for the block clerk and settle your accounts with him. A car auction staff will usually be available to assist you when you are ready to pay for the vehicle you have won. He should also be able to guarantee you a good title for the vehicle. You must also check the vehicle after you have won and settling your account. Take the vehicle for a test drive and make sure that it conforms to the guarantee and representation made during the auction. Most auction sites would accept check or credit card if you cannot pay the car with cash. An auction staff will also usually give you a third party financing offer. It is advisable though to have your own finances ready before entering a car auction. Outside financing is usually cheaper than most in-house financing of auction sites. Ask for an invoice copy from the auction staff. This will enable you to drive or ship your newly bought car to your location. Most car auction managers will give you good deals on shipping arrangements so inquire about this. There really are no significant differences between a local auction and an online auction. Online car auctions work more or less the same way as local ones. The only disadvantage of online auction sites is that you won’t be able to inspect the car as you would in an actual car auction. In participating in online car auctions be sure that you will be provided with all the necessary information about the car upfront and that there is an actual photograph of the vehicle. Cars bought from an online auction are usually shipped to the buyer for a minimal fee. Inspect the car immediately upon arrival at your location to minimize risks. You are now ready for your first car auction. Happy bidding!

         
    Car audio systems a brief overview

     

    When we hear the phrase car audio, we automatically assume that a person is taking about the sound system in their car or vehicle. The most common piece of audio equipment used in cars in the radio/CD player which in generic terms is known as the head unit. This is the item that is most commonly upgraded and as technology changes and moves forward this is the part of the cars sound system that also changes. Up to a number of years ago most car audio systems were fitted with a cassette player but this then became a CD player. With technology ever expanding CD players now also have the capability of playing MP3, WMA, AAC, and there are even car stereos that are now going to be equipped with USB slots. The majority of cars have a CD player and there are others that also include the option for a CD changer which can hold multiple disks. These CD changers can be housed in the car stereos head unit itself or stored in a separate unit which is normally stored in the trunk. Some car stereos now even support DVD players and LCD screens which have been designed to entertain children on long journeys. Speakers are also an integral part of the audio system in cars and these are generally located in the doors at the front of the car and over the trunk in the back of the car. There are a wide range of speakers available on the markets today and just like the head units, technological advances also impact on these. Another component of the audio system can also include amplifiers and these are vital if you wish to have a number of speakers in your car. As you can see the audio system in your car does not just consist of the small unit that takes your CDs or plays the radio, and these systems do in fact have a lot more components to them.

         
    Car care tips how to keep your car in immaculate condition

     

    There are several things you must do to keep your car in immaculate condition and retain its value. Apart from regular mechanical servicing and maintenance, your car must also be groomed regularly to keep it looking like new. This means more than simply putting it through the carwash each week. Although it takes a bit longer, you’ll find that hand grooming your car achieves a far better result. There’s no need to spend a lot of money on car care products, however you will need to buy a few. These are some tips I use every time I clean my car. Exterior Rinse your car down to get rid of excess dirt, and then wash it with a sponge and soapy water. Once you’ve washed the whole car, rinse it off and then dry it with a soft cloth. If you don’t dry your car afterwards, water droplets gather dust, and when they dry out, you’re left with many spots all over the body of the car. This is especially noticeable with dark colored cars. Every month or so you should use a bug and tar removal product on the body of your car. There are many of these types of products available at most car care stores. A great product to go for is one which removes bugs, tar and other spots, while polishing the car’s surface at the same time. Polishing and waxing your car regularly maintains the “shiny look” and also protects the paint from being damaged by the sun. Always clean the wheels and shine the tires. If your car has alloy wheels, dirt shows up more easily and makes them look dull. You can buy wheel cleaning products which remove the build up of brake dust, but if you clean them each time you wash your car, you should only need to use water and a cloth. When shining the tires, I always use a spray-on tire shine which is quick and easy to use. This not only keeps them looking like new, but protects them from the sun and makes the whole car look magnificent. For other external areas, use a surface protecting product which is designed to protect rubber, vinyl and plastic from the sun’s UV rays. This can be used on bumpers, rubber seals around doors and windows, and for the interior as well. Interior Purchase some car seat covers to protect your seats from getting worn out. They can easily be taken off and washed once in a while. I vacuum the seats and carpet every time I clean my car. Dirt and grit which falls deep into the carpet causes it to wear out quickly, so regular vacuuming is the best way to prevent this. Buying a set of floor mats will keep the majority of dirt from getting into your carpet. Clean the inside of your car’s windows with a glass cleaning product and a soft cloth. I use a normal household glass cleaning spray for this and it seems to do the job. When cleaning the dashboard and other interior surfaces, be careful you don’t use a product that will damage them. Some vinyl and plastic surfaces can be ruined simply by using the wrong product when cleaning. Once cleaned, you can use a surface protecting spray on these areas also. When you aren’t using your car, park it in the garage. This not only keeps it out of the weather, but also prevents it from getting dirty. If you don’t have access to a garage, consider buying a car cover. Protecting your car from the weather as much as possible will ensure it remains immaculate.

         
    Car dealers

     

    Automobile dealers are the bridge between automobile manufacturers and consumers. Car dealers are primarily engaged in retailing new cars, sport utility vehicles, passenger cars and cargo vans. New car dealers employ 9 out of 10 workers in the automobile industry. Along with vehicle sales, car dealers provide and perform other activities such as repair services, selling used cars and selling replacement parts and accessories. Large dealers are a one-stop shop for customers who wish to buy, finance, and service their vehicle. Used car dealers specialize in used vehicle sales and account for 1 out of 10 jobs in the industry. Sales of new cars, trucks, and vans tend to depend upon changing consumer tastes and the price of fuel. The popularity of the manufacturer’s vehicle model and the intensity of competition with other dealers play a vital role in the sale of a car. Consumers are also highly sensitive to the cost of financing. Automotive dealers are more likely to offer generous incentives, rebates, and financing deals during sluggish periods to maintain high sales volumes and to reduce stocks. According to the National Automobile Dealers Association, new vehicle sales account for more than half of the total sales proceeds at contracted new car and new truck dealers. These sales generate additional revenue in other departments of the dealerships. By putting new vehicles on the road, dealers count on after-market additions, repairs, and service for added revenue. Leasing a car or truck is one financing option for consumers. Leasing services have grown in recent years to accommodate changing consumer-purchasing behavior. As vehicles have become more expensive, growing numbers of consumers are unable or reluctant to make a long-term investment in a new car or truck purchase. Car dealers are a key resource for manufacturers who use them to establish brands and motivate customers to purchase their automobiles.

         
    Car donation facts for you

     

    Donating money and good is a great way to help out worthy causes while still helping yourself out on your taxes. Car donation is no different. Even though some of the car donation tax laws changed a few years back, this is still a great way to help yourself and others. So if you have an old car and just aren’t quite sure what to do with it, then consider a charitable donation of your vehicle. As of 2005, the laws for car donation changed. For motor vehicles, boats, and airplanes that are valued at more than $500, things are a bit different than before. The allowable amount of the deduction is now limited to whatever amount the charity sells it for. The charity to which your car donation is made is required to provide you with written acknowledgement of your donation within 30 days of you making it. If the charity provides any false or exaggerated acknowledgement, they can be penalized. As of the first of January in 2005, when you make a car donation, the tax write off is based on how the charity uses your donated car. If it is sold, you can deduct the gross sale price. If, on the other hand, the charity uses the car for what the new law calls “significant” tax-approved work of charity, you would be able to claim the market value of the vehicle. Again, however, there are stiff penalties for falsified documents. Some of the charities, despite acknowledging that the old laws had problems, are skeptical of the new car donation laws. Many of these organizations are concerned about what will happen when the tax deduction responsibility is put in the hands of the charities rather than the donors. A group of them actually sent a letter to the Treasury Secretary suggesting that people may be discouraged from donating when they are unaware of their deduction amount. Not being able to weigh the cost to the benefit of donation may discourage some auto donations. If you do choose to make a car donation, you will find that the process is very easy. Most charities that offer to take your vehicle will have information on line or via phone about it. In many cases, in fact, you can fill out the appropriate forms on line to get the process underway. You also will likely not even have to be home and the vehicle may not even need to be in working condition. Many charities will come and toe your car away if you can simply leave the title under a floor mat along with the key and put it somewhere accessible. As soon as the car is sold, you will receive a document in the mail letting you know how much you can write off of your taxes, legally. Since many charities rely on donations of all sorts: clothing, cars, money, and even appliances, think about what you are doing when you make an auto donation. By donating your vehicle, you are helping out a worthy cause of your choice. In addition, you are helping yourself out. Sure, the tax laws have changed, but you can still benefit from your donation. The car doesn’t have to run to be eligible, so your write off might still be more than selling it for junk. So feel good about yourself, help your tax line, and get rid of that old junker by donating your car.

         
     
         
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