In order to get the best deals on airline tickets you should plan to buy your ticket several months before your departure. Many airlines will offer discounted rates if tickets are purchased this far in advance. At a minimum, tickets should be purchased three weeks before your departure as this will also ensure superior seating. Another advantage of buying tickets early is that seasonal price increases will not affect you. Flying on weekends is best avoided. It is far superior to leave during the week and ideally you should leave early in the week from Monday through Wednesday. Saturdays also often have cheap rates, so traveling on a weekend can work for you providing you do it differently than most people who are traveling just for the weekend. Typically, travelers can expect to pay an additional $40 on weekends if they are doing the standard Friday to Sunday trip. It is also essential to avoid travel during peak seasons. Peak travel seasons such as Christmas, or other holidays will not only delay your flight times and force you to confront crowds but also will cost you more. Don’t be afraid of the red eyes. You can save a lot if you’re willing to travel the late-night route. Many of these flights are under bucked, and flights can be purchased at a significant discount. Another trick is to check standby fares. In many cases airlines will offer tickets and a great discount for flights that are under booked. Another consideration is how long you plan to stay at your destination. Many airlines will give discounted prices assuming you stay at your destination for longer than a week, and return within a few months. While many people believe the direct flights are the cheapest it is often cheaper to go to your final destination via connection hubs. You can save as much as $1000 when you are willing to take connecting flights. Using connecting flights is ideal for people who travel light and do not carry a lot of luggage. There is a window of opportunity every Wednesday morning when airlines release information on their new fares and seating plans. If you are quick you can find the best prices at this time. Call for rates at 12:01. The Internet is a huge boon for travelers as it gives us the luxury of seeing flight data from multiple vendors in a way that even travel agents and airline ticketing agents could not a decade ago. But understand that posted Internet prices are not always the cheapest. In many cases you can contact a travel agent to find better deals. You can also sometimes find discounts at the airlines by calling them directly rather than purchasing a ticket from and online aggregator. It also doesn’t hurt to check newspapers as a sometimes you can find consolidators who by many tickets and can provide cheaper flights. The most important thing is purchasing your tickets early. If you are buying last minute and in a rush you’ll find that you often paid double to triple what you pay if you buy your tickets well in advance. Many sites like Expedia and Travelocity will list the best rates from all the airlines that offer flights from your current location to your final destination. It is important to use the services and compare them against each other. However, these services will often not have airfares well in advance when you can get the best deals. In these cases it is best to contact a travel agent directly and see what kind of deals they can get for you.

Copyright 2006 Relational Sensibilities Recent events have highlighted challenges related to the illegal immigrant workforce in the United States. Many of the immigrants at the center of the debate are from Mexico in numbers well above 10 million. This discussion focuses expressly on the reality that Spanish-speaking immigrants, whether legalized or not, are a significant presence in the U. S. workforce, especially in certain industries. The fact that these immigrants are associated with low paying, physically demanding jobs is a given. For many in the United States the protests, boycotts, and debates have brought a population to the forefront of American discourse that, for all intents and purposes, has been operating in the background of our economy as a relatively invisible class. 10 COMMON CHALLENGES 1.Effective written communication of policies and procedures that Spanish-speaking employees can relate to and understand 2. Identifying professional or trade-related development opportunities 3. Recognizing the value and individuality of the workers 4. Aligning the workforce with the company’s vision, mission and values 5. Encouraging and incorporating employee innovations and suggestions 6. Handling chronic absenteeism and/or tardiness 7. Instilling employee commitment that mirrors their loyalty to one another 8. Lack of participation in company sponsored English as Second Language courses 9. Explaining the importance of each worker’s contribution to the company’s success so they become more confident and creative 10. Understanding how divisions among language groups and/or geographic country of origin impact teamwork There are no easy solutions and the answer is not to throw blame on one party, country, group or one another. Employers can benefit from learning about cultural differences to improve their organizational culture through processes that build on the strengths and values of their employees. Before an organization can clearly see the potential of Spanish-speaking employees, it is important to understand certain key cultural reference points. All generalizations by definition have exceptions and this discussion does not pretend to accurately describe every person who speaks only or primarily Spanish. But there is value in considering common cultural phenomena influencing work behavior. It is important to understand that the separation between religion and individual identity, collective culture and government do not exist or are much fuzzier for Spanish-speakers than for mainstream Americans. The great majority of Spanish-speakers are Catholic and the values of the Church are woven through every aspect of society. Immigrant Spanish speakers in the United States are going to experience ongoing culture shock due to this. This is not to say that everything Latin American Governments or citizens do is in line with Catholic values. However, it does provide a societal frame of reference that, while not always practiced, underlies all communication and action. Employers might be mindful of religious holidays and ceremonies that may disrupt production schedules. As members of a collectivist culture, Spanish speakers value not only immediate family but also extended family and related activities. Thus, employers might consider the importance of family commitments when examining leave policies and other benefits. Spanish-speaking people are not homogenous and are, in fact, very sensitive to divisions based on skin color, heritage, education, and socio-economic status. North American values that have evolved through the course of U. S. history, such as gender equality, freedom of religion, and a “pull yourself up by your bootstraps, you can be anything you set your mind to be” mentality are not instantly understood by Spanish-speaking workers. It is much more common for such individuals to see themselves as members of a certain class with parameters that limit educational attainment, employment opportunities, and earning potential. Some Spanish-speaking workers have distrust of official institutions and policies due to more overt ethical issues pervading law enforcement, government and businesses in their countries of origin. This can result in employees that would be much more likely to simply walk off the job and disappear than to report harassment or suggest ideas that would improve productivity and reduce frustration. Sharing strong clear organizational values, building trust and fostering open communication in the workplace can all function to increase employee trust and participation. Immigrant Spanish speakers tend to have a very strong collective sense of humor. They are masters at idiomatic expressions, sayings, wordplay, stories, and jokes. They often make time pass much more quickly, whether doing a boring task or taking a long car trip, through verbal repartee. This implies a tacit preference for social contact and verbal face-to-face communication over individual work and other communication methods like email or memos. For instance, a great deal of cultural knowledge has been transferred via oral traditions such as corridos or folk songs that used to convey news and events, but now more often have political undertones. Also, everyone in Mexico knows a great number of rancheras or other traditional songs that provide a unifying sense of identity. There is no such phenomenon in the US today. The above list of challenges and the cultural reference points shared here are meant to illustrate the complexity of the Spanish-speaking workforce. In Part II of this article we delve more deeply into business strategies to further maximize the contribution and development of immigrant workers.

When I was growing up, they were stewardesses, and they had a party hearty reputation that stuck despite all the hard work they did. Today, the word 'stewardess' is out of fashion, and flight attendants are respected professionals in the aviation industry. While many in the general public see flight attendants as glorified airborne waitresses, the cabin crews and regular passengers know better. The flight attendant is the face of the airline, and her - or his, since many flight attendants today are male - primary job is making sure that all the passengers have a safe flight. But you knew that - that's part of the reason that you want to be a flight attendant. According to the U. S. Bureau of Labor Statistics, it's not quite as hard to find a flight attendant job opening as many believe. Besides the major airlines - many of whom are not hiring - there are over 75 airlines operating in the United States and Canada, and you'll find a flight attendant job opening at most of them. The fastest growing segment of the aviation industry is in private airlines - charters, fractional operators and company-owned airlines. There are also many mid-size and smaller airlines that run commuter flights and flights within the continental United States and Canada. Because they don't have the glamour and cachet of the Big Boys - United Airlines, American Airlines and the others - they get far less applicants for every flight attendant job opening. And the fact is, because flight attendants bid on the flights they work based on seniority with the plum jobs going to those with the most flight hours, the flight attendants working for the major airlines are just as likely to be working the short hop flights as those working smaller airlines who specialize in them. Finding a flight attendant job opening is no different than finding a job opening in any other industry. It takes diligence, persistence, luck and some insider knowledge. You'll find listings for job openings for flight attendants in your local newspaper, on the job boards like Monster, and by applying directly to the airlines. Once you've found a flight attendant job opening, you can apply online at the airline's web site, or send a resume by mail or over the telephone. If you've done a good job of presenting yourself in your cover letter and resume, you may receive an invitation to an interview, or other instructions on your next step. Preparing yourself for your interview is just as important when the interview is a 'cattle call' - industry slang for open houses where recruiters prescreen applicants for a flight attendant job opening - as it is for a face to face interview. Impeccable personal grooming is important in any job interview, but it's vital when you're applying for a flight attendant job opening. Trim and manicure your nails, be certain that your hair coloring is not in need of touching up - be certain that every detail of your appearance is just right. After all, your competition will be dong the same thing.

Online dating is quickly becoming a large virtual meeting place for singles from all walks of life. Because of today's fast paced society coupled with the growing number of Internet users, online dating offers a logical, convenient and inexpensive way for singles wanting to meet, chat or interact. More and more singles are finding real relationships, with minimal risk and only a small investment of their time - some of which end up in marriage. Online Dating Tips: Begin slowly - Be on guard when someone seems too good to be true. - Start communicating by text messaging or email first. Protect Your Anonymity - Don't give out your last name, your real email address, home address, workplace, or any identifying info from your profile. Make sure your email signature file doesn't contain any identifying info or is turned off. - Stop talking to anyone who keeps insisting you give him this info. - Take as much time as is required to feel comfortable with someone before you give out any personal info. - Ask as many questions as you like and be sure you are satisfied with the replies. - Go with your gut instinct; move slowly and wisely; you can be as selective as you like. - Cautious decisions that are well thought out will usually produce more favorable results in online dating. - Be careful not to trust someone that is not worthy of your trust. A suitor must earn you trust by being honorable and up-front on a consistent basis. - Be responsible with your online (dating) behavior and romances. Don't rush into premature intimacy with someone online – take your time. Although these precautions may sound a little scary, they are not meant to discourage you at all from online dating. However, these measures should be taken to protect your privacy, so that your personal information doesn’t get into the wrong hands. Ask For A Photograph - A photo will give you a good idea on the appearance of the person and adds another dimension to your perception of them. Most online dating sites allow you to upload pictures. Seeing several pictures of the subject in different settings and angles is even better. If they aren't willing to provide a picture it means they have something to hide. Talk On the Telephone A telephone conversation can show you a person's communication skills and give you a better feel of their character. Be sure, however not to give your phone number to a stranger. Block your caller ID, or use a pay phone initially. Only reveal your telephone number when you feel completely at ease with the person. By following these precautions you will be better prepared to actually go out on a physical date when you feel you are ready.

Copyright 2006 Richard Stoyeck The New Slant Really understanding compounding will make all the difference in investing. I believe that Warren Buffett, the world's greatest investor, is hardwired to think geometrically. He is rich beyond dreams because he totally gets the magic of compounding, and he executes on the concept. I am going to get these numbers wrong because I'm doing them from memory but it doesn't matter. You'll get the concept. Buffett started a partnership way back when. He had a number of limited partners invest with him, and he took 20% of the gains. In the late 1960s he terminated the partnership with his famous letter, "When you no longer understand the way the game is played, it's time to leave the game." I'm paraphrasing, even though it's in quotes. Buffet took about $100 million out of that first partnership for himself, so he was working with $100 million, keep that in mind. In 1974 when the bear market bottomed, it might have been early 1975, he started another rise...he took over Berkshire Hathaway. Buffet, since the 1970's, has been getting a compounded (remember that means exponential) growth rate of about 22 to 24%. This is where I introduce you to the cousin of the Magic of Compounding, which is called the Rule of 72. With the Rule of 72 you can calculate how long it will take you to double your money at any given rate of return. OK? Let’s take an example. If you're earning 12% on your money and you want to know how long it will take to double it (we're compounding, remember?) divide 72 by 12, and your answer is 6. It will take 6 years to double your money. Let’s do another one. If you're getting 6% on your money, divide 72 by 6 and you'll see that it will take 12 years to double. If you're getting 9%, it's 72 divided by 9, or 8 years to double up. As for Warren Buffett, he's getting 22% on his money. This means you divide 72 by 22 and gee, in only 3.27 years, or every 3 years and 4 months, he doubles his money. Since he's been at it about 35 years with that $100 million he had to play with, he's doubled his original $100 million almost nine times. You get that by taking 35 years and dividing by a double every 3 years and 4 months. It equals 10.70, or let's go with nine doubles to adjust for a rate of compounding that is varying. The key point is he's not making 9 times his money with the $100 million, that would be an arithmetic progression that would give him $900 million. He's making nine doubles, a geometric or compounded progression. Let's see how that works. Warren Buffet's Geometric Progression Starting Dollar Amount: $100 million Time Periods Involved: Nine 3 year and 4 month periods Period Time Taken Compounded Gain 0 Starting Point $100,000,000 1 3 years, 4 months later $200,000,000 2 6 years, 8 months later $400,000,000 3 10 years later $800,000,000 4 13 years, 4 months later $1,600,000,000 5 16 years, 8 months later $3,200,000,000 6 20 years later $6,400,000,000 7 23 years, 4 months later $12,800,000,000 8 26 years, 8 months later $25,600,000,000 9 30 years later $51,200,000,000 I believe Buffet is worth about $47 billion. It doesn't matter, he is somewhere in his ninth double. This is the magic of compounding! Also, he never sells. This means his money is doubling every three years and four months with no tax consequences. He gets taxed only when he sells. Under normal conditions, the money compounds until he dies, then it's taxed at a capital gains rate in the far distant future. In Buffett’s case, he’s giving most of his wealth to the Gates’ foundation to benefit society. Teach your children to live a balanced life, and also help them master this concept and you will have very happy and very rich children. In stocks I show you how to make money at the bottom by buying depressed securities that are going to come right back, making you a fortune as they rocket off the bottom. In the future I will also show you how to make money with the Warren Buffet concept, or classical Graham and Dodd analysis. In the mean time, good luck with understanding the magic of compounding. Start thinking exponentially, Make Money Now

"You know, there are two good things in life, freedom of thought and freedom of action." by W. Somerset Maugham. This is an amazing and powerful quote that everyone should stop and really think about. There’s nothing better than having your own freedom in your life. This can be accomplished by taking action and learning to manifest your life to its fullest potential. One shouldn’t have to put their needs, goals, and dreams aside simply because you don’t think they’re important or worth the chance of coming true. This concept that your dreams are never going to come true and it’s best to stick with reality, whatever that reality might be, is the easiest way out of taking responsibility of your life. It’s so easy to just give up rather than have a strong soul that can guide you to your dreams. This path is a harder path to travel through, but the only path that can lead you to true freedom that you deserve. It’s difficult to try to be strong in a society that advertises so much negativity. For example, this negativity can even be found within your own family or close friends. People, in general, that just say you can’t do something, it’s out of your reach, quit living in the clouds and come back to reality, all these comments get ingrained strongly in your mind and ultimately you fall for it and believe these comments. People have to be strong in blocking out negativity in order to be strong, have self-value, spiritual-awareness, and self-worth. This isn’t an easy task to do, because in this society we have been brought up to listen to other people’s opinions and not question them. For example, we believe what we were taught by our parents and family members and just take it as it is rather than question their teaching methods. You have to learn and make a wise decision and differentiate in what to block out and what to not. If someone says you can’t do that, simply because they have no faith in you well this is where your inner strength is able to shine and prove them wrong. The concept of manifestation can teach you everything you need to know about living your dream and not wishing to be able to live your dreams. Manifestation can change your life to a more positive life that’s worth living. You’ll be able to have all the qualities that you’ve always had but never practiced. Being a positive person that thinks positively and avoids negative energies is a person that has learned to manifest their life and practices manifestation daily. You too can be part of this positive circle of energy. Live the life you want to live, after all you deserve the very best. As mentioned in the quote above, freedom is the most important thing in everyone’s life. If you would like to seek this and much more, then manifestation is the answer to your dreams which could be your reality. If you are interested in manifestation and more wonderful techniques please visit us at : mymanifestpower and Don't forget about your FREE ebook.

I remember someone once said, "If you want to know how clean anyone is, visit their bathroom to see what it looks like". Many people will laugh when they see such statements as such, but it is the reality. This statement is subject to debate, but there is a lot of truth in it. You see, for you to think about bathroom remodeling, you are among those rare individuals who know the importance of their bathroom, and who will not fall prey to the above statement. No doubt, it is a sign of cleanliness to want to remodel your bathroom. There are many people who don't care about their bathrooms. Such people end up embarrassing themselves because when visitors come into their houses, they are likely to visit the bathrooms. In such cases, if the bathroom is not in a good shape, you would end up with a negative impression in the mind of the visitors. Apart from visitors coming to your home, it is also beneficial for you to remodel your bathroom - for the sake of cleanliness and livability. This will help you because like the popular statement goes - "cleanliness is next to Godliness". A clean bathroom is fun to have as it signals cleanliness. Looking at it closely, it is in your bathroom that you wash up to reveal your cleanliness. If it is not in a good shape, then how can you clean up yourself with it? Wouldn't it end up making you dirtier than you were before you used it? Also, bathroom remodeling gives your home more value than how it is before bathroom remodeling. This means that if you are to sell your house, it will cost much more because of the remodeling you did to the bathroom. Since you cannot move the bathroom to your new house, it will be included with your sale and will attract more money, especially if you did the bathroom remodeling well.

In this article, you will be provided information to help you understand what options you've available to you when it comes to the matter of debt consolidation loan and mortgage refinance options. The fact is millions of Americans with bad credit; refinance their home mortgage loans every year, using sub prime mortgage refinance loans. Virginia mortgage refinance loans can be used to pay off either the first or second Virginia mortgages. Finding a California sub prime mortgage refinance loan lender requires research. By doing a price and cost comparison, by taking the time to shop around, you will be able to find a debt consolidation loan and mortgage refinance option that will actually meet your needs. You usually will not have to pay anything to the broker to aid you in finding a debt consolidation loan and mortgage refinance options that you can consider. You will want to make certain that you are dealing with a debt consolidation loan and mortgage refinance lender that is experienced, reputable and reliable. These lenders have dedicated staffs, who work with consumers that have low credit scores, seeking mortgage refinance loans. The most popular options for bad credit home loans are cash out mortgage refinance and home equity loans. When it comes to debt consolidation loan and mortgage refinance options, you will want to keep in mind the very lender through which you have your current mortgage. A bad credit mortgage refinance may be possible for you. Bad Credit Lenders provide poor credit mortgage refinance loans, bad credit home loans, and hard money loans. You can access these types of lenders that specialise in debt consolidation loan and mortgage refinance options both online and in the real world. If you decide that mortgage refinancing is your best option, then pay careful attention to the mortgage refinance rate. The big question is 'can you get a mortgage refinance loan with a low credit score'. A Virginia mortgage refinance loan is a good solution for those individuals in Virginia who cannot meet their monthly mortgage loan payments. Yes - it is a true that a person with a credit score above 670 will find it easier to get a mortgage refinance loan than a person with a low credit score - but this is doesn't mean that you cannot find a loan. As the value of your home increases and the balance on your home decreases, you may be eligible to remove your PMI with a mortgage refinance loan. When you get the bad credit mortgage refinance you are using your house as collateral. You will be able to find the debt consolidation loan and mortgage refinance option that makes the most economic and financial sense for you, a loan package that will work for you today and down the road into the future as well.

Have you ever found yourself asking this question? If you have you are not alone. There are thousands of people who find themselves looking at their bank statements or calling their banks and asking this same exact question. The problem is two fold. By this I mean, as consumers it is our money so it is our duty to keep track of our finances not the banks or anyone else. Most people lack the knowledge to understand that we as consumer should not be calling the bank to ask this question, we should already know the answer. Let's discuss this a little deeper... Why is it that most people don't keep track of their finances? Some of the top 'excuses' I hear are: 1. Lack of time 2. "Forgetfullness" 3. Don't know! Lack of Time Today it is not unheard of for people to complain about not having enough time in a day to do all of things we have to do. Between soccer practice, doctor's appointments, and helping with homework and all of the other things we have to do in any given day it is no wonder we don't have the time to do the simple things. Keeping track of your account is really a simple task if you learn how to do it the right way. The ironic thing about all of this is that the banks GIVE you the tools you need to effectively manage your accounts. But majority of use fail to even use a fraction of those tools. For example, most banks offer some sort of online banking option. This option makes it easy for you to monitor your banking transactions from anywhere with an internet connection. You can also perform some basic maintenance task without ever having to call your bank. What makes this such a great tool is that it is available 24 hours a day. So after you have had a chance to put the kids to bed and settled down you could balance your daily expenses using this helpful tool. Note: It is important to note here that any of the tools that the bank put at your disposal are just that... tools! They are not there to keep track of your account for you. That is your job. Forgetfulness! Let's face it with all that is going on in our days how can we remember every single thing that we buy in a day. It is inevitable that we will forget something and that is one of the reasons that we find ourselves scratching our heads and asking the question "What Happend To My Money?" Creating a system that allows for you to keep on schedule but at the same time keeping accurate records of your daily expenses is crucial. Depending on your lifestyle you should examine your daily routines and find a way and/or time when you can track what it you spend your money on day in and day out. Don't Know This one comes down to complete and total laziness. It just couldn't be said any other way. People get lazy. It is easier to not do it and expect someone else to do it than it is to take an interest in where your money is going every single day. It goes without saying that being lazy almost always leads to more troubles. By not taking OWNERSHIP of YOUR finances you are leaving it in the hands of strangers. My dear sweet Grandma used to say "If you want something done right... do it yourself!" If that ain't about right! If you want to change your life financially you have to know where to start making changes. That simply cannot be done if you don't already know where your money is going now! Well now that we have covered some of the more common reasons most people don't keep track of their finances what are some solutions? 1. Hire an accountant 2. Get off your lazy butt and do it. 3. Let things continue the way they are. (Not Recommended) Take your pick. I suggest option #2. If you would like to know just how myself and my wife started to keep better track of our finances visit the following link: Budgeting Basics System Not only will you learn how track your daily expenditures easily and quickly, but you will also receive additional tools and tips to help create the ultimate budgeting system that will have your bank account growing at an alarming rate. ================================================== Mosiekk Conley is the owner and creator of the Budgeting Basics System that teaches you how to budget in smart and efficient manner. For more information: Budgeting Basics System ==================================================

What happens when you combine the old hobby of stitching designs to a cloth or fabric with computer technology? You get an embroidery machine! Before embroidery is being done by hand that meticulously and painstakingly takes for several hours to finish. With the development of the embroidery machine, the process narrows down to a mere few minutes and even seconds. What is good about embroidery machine is that accuracy and perfection is always assured every time the needle starts to move. Since it is computer generated, every stroke of needle is assured to land on the right spot. If you are considering buying an embroidery machine, here are some things you should do: Doing an initial research on different embroidery machine on the market (online or offline) is the best first step towards your goal of owning one. This would give you an overview of the type of embroidery machine you would need. From here you can now set your budget. Limit your shopping to your set budget so as not to get surprised once you are already shopping. One important remainder: an embroidery machine could cost thousands of dollars so you have to be mindful of your set budget. Make sure you don’t go with the most expensive for sometimes, cost cannot be equated with quality. After you have done some initial research and have already set your budget, you should not rush on the nearest appliance store or online shops. You should identify the features you want. Some embroidery machines are built for industrial purposes - the ones that are tough and can do several stitches in short span of time. Some embroidery machines are capable of stitching on soft fabrics. Some would do well in leather and heavy fabrics. So what should you choose? If you think you would not be able to put it under extreme work, then there is no need to buy high-end machines. Other embroidery machines are so complex; they can do several tasks in one time. Though it is very tempting to buy this kind of machine, still have to ponder if you can maximize this type. Make sure that the embroidery machine you buy would definitely serve your purpose. If you are only beginning to love embroidery, make sure you settle for basic machines. Upgrade only once you progress your technical skill. Most people would tend to buy the most sophisticated and complex embroidery machine you could find. And more often than not, these machines are left useless and gathering dusts for owners do not know how to use it. If you are planning to make embroidery a living, you still have to consider its purpose. Choose a machine that would answer the specific task you expect them to give. For example: if you desire a machine that would solely do embroidery, then settle for a particular one that would do the specific kind. Several embroidery machines have additional accessories that could be added afterwards. Usually additional accessories compatible with the machine are enumerated. Choose an embroidery machine that does not necessarily have the most accessories. Instead, choose one with accessories you can use. Finally, make sure you do not go primarily for brand names. Although you can surely trust those with good and tested names, go after the product, features, warranty, service, and price.

Search Engine Optimization (SEO) is not something performed as a blanket approach to website development, it is an individual set of actions performed page by page to suit that page's particular goals and SEO needs. I like to break up a clients website into specific and important pages based on the keyword terms we have identified through research and then write the first few pages to suit those terms. We associate page titles, page file names (buy-blue-widgets. html), H1 tags, description and keyword Meta tags and in page content to tell the story that match those identified keywords. It is also important to ensure your pages are W3 compliant and have no errors. I have compiled a list of some of some common Search Engine Optimization (SEO) mistakes. 1. Bad Titles. Titles are the most important thing about a webpage. Search engines spiders see the title on your page first and they make a general assessment about it based upon this. They scan the page and make sure the content of the page matches the title and then assign rankings based upon these matches and how they best fit. The title tag is the best way to inform the search engine what your page is about, and they play an important part in ranking if used properly. Placing your main identified keywords in the title and ensuring to obey the rule of leftward and stemming is vital - leftward rule, the closer the word to the left of the sentence the more important it is, stemming is where words can be associated but with words in-between i. e.: Great Blue Widgets when stemmed would allow Great Widgets. It is important to ensure your title matches your page content, description and Meta keywords and in unique for your website. Every page title and content should be unique otherwise is will be ranked supplemental. 2. Filename of the page. It is important if you are using dynamic websites like Joomla or other content management systems that a search engine friendly URL translator is installed. Because I use Joomla every day I will describe what I mean relating to Joomla. In Joomla (and most other dynamic websites) URL's like the normal Joomla URL "index. php? option=com_mtree&task=listcats&cat_id=1766&Itemid=35" drive the website. The problem with these URL's is that they are unintelligible by humans and also by search engines. Installing a search engine friendly URL component will change these pages to something more meaningful and also including your keywords in these page names can help with SEO. The newly transformed search engine friendly URL would look like this "buy-blue-widgets. html". If you do not have a dynamic website then ensuring your page name is short, to the point and contains your main keywords for that page maybe with a call to action like "buy" and "blue widgets". 3. Duplicate or Bad Content. Ensuring your content is unique and relevant is vital in SEO success. Often websites just duplicate content or bring in plagiarized content from other websites. It is my experience that these websites fail dismally in search engine rankings. Write some decent and unique content or maybe search online and find someone who can actually write you decent unique content for a fee. Make it good, friendly and unique content that people will want to link to. If you are listed in the supplemental index of Google then making sure you titles, descriptions, Meta keywords and on page content is unique is the only way to drag them out of the supplemental index. 4. No Links. Having covered off a few of the on page most important SEO tips we now look at links, which are an off page SEO concept. For each person or website that links to your website it is a vote for your site. If the website that links to yours has a high pagerank itself then it carries more weight. Simply having good keywords, titles and text on your page is only part of SEO. Just because you created a unique and perfectly optimized webpage does not mean you will automatically gain a decent pagerank for that page. In order to ensure SEO success you have to create incoming links - this is probably the hardest part of search engine optimization because you are effectively selling your pages all over the Internet. One way to gain instant (within a few weeks) links is to pay for text advertising - A search on Google will uncover some of the best text linking services. Link exchanges are bad because for every vote you get you are giving one away and if you happen to link to a "black listed" site then Google will penalize you significantly. One way links are the ultimate in SEO link campaigns so seek out directories (either paid or free, you need to evaluate), post in forums, write articles and submit them and ask other friendly webmasters if they can help you out with a link. The best way to gain links is to have unique content that other people actually want to link to. 5. Incoming link anchor text. Having pointed out how important it is to gain incoming links it is now important to also point out that the text those links are anchored to is important also. The text should be targeted at your main keywords and the page they point to should have those keywords as relevant and prominent also. The website you link from should be relevant to your website. So, as an example I own a web design company in Melbourne, Australia so I gain links from web hosting providers and/or open source Joomla sites in or around my region. Getting 1000 links from a casino related website will serve no benefit to my website and will not make it rank higher for "web design" keyword search terms. Use professional common sense when gaining links. 6. Bad Internal Page Links. We return to on page factors that you can work on within your website. It is important to make sure that the anchor text linking to pages within your own website is relevant to the target page. Make sure the title tag is filled in also for each link. You have the greatest control over links from within your own web site so make sure they are relevant and that link title and the on page copy match the main keywords of the target page. 7. Live links. Using some external tools like the link checker that W3 Org offer is good. I suggest harnessing as many tools as you can to ensure all of the links on your website are live, working and not sending people to 404 error pages. It is also important to check and make sure your page markup, or html, xhtml, is valid so W3 also offer a tool to check this. Make use of both of these freely available tools. 8. Impatience. Search Engine Optimization is not a short term task. It is one of an ongoing refinement after refinement and hour after hour of working on your website. Producing unique content, checking it, validating, listing and checking the search engines and making sure they have it listed correctly. Do not think for one second that you can optimize your site thoroughly ever and do not ever think that just because you are number one for a search term that it will indefinitely stay that way. Search Engine Companies are always changing their ranking and rating systems and coupled with this there are always other people out there gunning for your top spot. Keep looking to improve and learn more and don't sit back and wait for others to take your top spot, be proactive, seek out new content, links and keep ahead of the curve. 9. Keyword selection. This is proving to be a very common mistake among beginners to SEO. Often people base their own keyword selection on what they *think* is right but is this what people actually search for when they are looking for your product or service? Often the answer to this questions is no. It is an important step to do the correct keyword research and ensure you have the right keyword list before you optimize any pages with them. Using Overture, Google Adwords and some other paid keyword tools like WordTracker (the default standard in Keyword Finding) are vital to success in finding good keywords. It is important to localize your target market and figure out what they are actually searching on when they are looking for products or services that you offer. Do the research and be as specific as possible while still being broad enough to capture some high keyword traffic. 10. Keyword Spamming and Stuffing. If you sell "Blue Widgets" then every page of your site does not need to have "Blue Widgets" in the title, description and Meta tags. Try and be objective and analyze you website. Focus pages on a specific group of keywords you have identified from the keyword list. Sometimes finding niche markets locally first can be best. So, as an example, "Buy Blue Widgets Australia" or "Buy Blue Widgets Melbourne". These would be examples of good second or even third tier search keyword phrases but you can make some good sales with these niche terms because the searcher is targeting buying these items. These are not the be-all and end-all of Search Engine Optimization mistakes but I have found these to be the main mistakes made by my clients prior to Kanga Internet being involved. Good luck and I wish you all the best with your SEO efforts.

1.Promotion of a business A website can bring wonders to your business, it can promote your business to millions of customers around the globe. Although marketing being the backbone of business, a website plays a very crucial role in the promotion of the business. It helps the business to transcend the barriers of time and distance. It acts as a brochure and a marketing tool to make your customers aware of your services/products anytime and anywhere in their own convenience. 2.Communicate your message Communication is an integral part of any business success today. Through with the help of a website, you can communicate your message economically and effectively. Whatever be your message is, whether it would be commercial, social or personnel, your website is available to your customers/users 24 hrs a day in order to act upon your message. 3.Communicate with your customers Make your presence felt among your customers whether they are in your town, country or out of continent, a website is an excellent way to provide comprehensive information to your customers about your services or products in a more tranquil and peaceful environment than in a traditional form of an advertisement. Even you can keep in touch with your customers via mailing list, RSS or simply visit your website. 4.Facilitate knowledge-building A website can be outstanding tool to share knowledge among the employees. It can be used as a tool to facilitate knowledge building and share important information knowledge among the employees. It can also be used as forums, where people can exchange questions and answers and can post their queries to get an answer. 5.A sales tool outside the office Your website can act as a sales tool that works 24 hrs 365 days of the year. Whether you are going to announce a press release or planning to introduce new services and products in the market or going to enter in to an alliance with the leading company. The corporate website of your company makes your clients or customers updated with the latest events in your organization thus making them updated with your products and services. 6.Reach an international market If you have decided to enter in to the international market, it will be highly beneficial to launch a websites for that market also. The website will cater to their specific needs and expectations of that particular market. The regional flavor of the website can help to earn loyalty of the customers and make them feel closer to your company, its services and products. 7.Improve Branding The brand can be defined as an emotional bond between a company, products/services and customers. It is a way to set apart your products, service or company from its competitors, and infuse loyalty among customers or clients. The content, style, presentation and tools such as Newsletters and press release allow you to separate from the crowd. It helps to make your visitor feel good about the organization its products and build loyalty.

It is a trend today that individuals and corporate entities use credit cards for a lot of their business transactions. Many admitted that they would have a very hard time if they don't even own at least one credit card because of the advantages that it could offer. Credit cards minimize the danger of carrying larger amounts of cash and it is more convenient when doing purchases during emergency cases. Business establishments are more grateful and appreciate the benefits to the best of their advantage. Higher executives of various corporations and businesses own corporate or business credit cards. They are the person who transact businesses regularly and interacts with more people. The practice of issuing business credit cards to selected employees is very common. These cards are helping both the management and employees in keeping track of either their professional or personal expenses. The separation of personal and business expenses are important because the company's operating expenses are evaluated and monitored properly besides helping the management in assessing tax standings. Credit card companies are offering different attractive benefits to their employees and other financial institutions to get a business credit card. They sometimes waive annual fees within a period of one year upon acquisition and provide opportunities to business enterprises such as earning reward points or availing significant discounts upon purchasing office supplies. But keep in mind that higher annual fee equals higher credit limits. The credit companies also uses different measurement yards on finance charges, so consider this factor before getting one. It could be either based on or not on the daily average balance. Check the APR as well, because the interest's rate of a variable APR from a fixed APR differs significantly. For this reason ask if there is an available balance transfer so that your costs are minimized. Looking for the best business credit card company may be hard though. Each could list down a number of advantages in their favor and also some disadvantages as well. Finding the right one for your business can be a daunting task. Online shopping could make it easier for you. Even an average consumer can make his or her decision immediately if they wanted. Some websites already display the entire listings of business credit cards in the market that are widely available and accessible. On the sides of each business credit cards are the itemized listings of special offers. It allows simple data comparison so that the clients can choose wisely. If you have questions and verification regarding a particular business credit card, you can search for other useful information on the main website where the card was been featured. This process is very easy thus consumers can navigate among these websites easily and find out if the sources are similar. Business credit cards are considered as an important necessity. It does not only help in doing business transactions more convenient and easy but it also builds the credit standing of the company. So, it is also important that enough time should be spent in finding the right business credit card and their designated holders. The success and failure of using these credit cards in business depends on how you use it. If irresponsible employees happened to get it, it will jeopardize the company's reputation besides paying unnecessary expenses. So make sure to ask the credit card company if who is liable for the business card. Still, business credit cards often bring perks that are relevant and useful to business people in doing their daily activities.

If you have ever shopped online, then you might know about some of the dangers associated with online purchasing and online credit card fraud. If you are not careful, you could end up being a victim of online fraud, which could leave you with a large bill to pay of items that you have not purchased. Here is some more information about the dangers of online credit card fraud and how to avoid them. Why shop online? If there are dangers to shopping online, then why do so many people do it? Well, the dangers of online fraud are only equal to those of any other type of transaction. Also, online shopping is often much cheaper and quicker than regular shopping, and consumers who want to find great deals without leaving their home are turning to online stores. Use credit not debit The first tip to help you avoid online fraud is to make sure you try and use a credit card to purchase goods rather than a debit card. This is because credit cards are much safer than debit cards and have far more security features. If someone were to get hold of your debit card details, you are unlikely to be protected. However, credit cards are usually covered by purchase protection, meaning that items you have not bought will be refunded to you. Use HTTPS When shopping online, it is important to make sure you only enter your card details over a secure connection. If you enter your details on a page that is not secured, it will be easy for fraudsters to get your details and use them to purchase items. To make sure the page is secure, check that the page address starts with https://. This means that the page is secure, and it is safe to use. If it does not start with this prefix, then do not enter your details. Use trusted web sites Although making sure the page is secure is important, you should try and make sure you only use tried and trusted web sites for purchasing online. Using small or unknown sites can lead to problems, whereas if you stick to large company sites that are used by many then you are more likely to stay safe. These large web sites have better security features in place, and are more likely to help you with any problems regarding unauthorised transactions. Keep all details If you make a purchase online, make sure that you print out all of the details of the order, such as the company name and address as well as an invoice number and the amount you have spent. If anything goes wrong then you will have some record of the transaction and be able to sort out the situation. Computer protection It is important to remember that as well as being safe online, you should make sure your computer itself is safe. The easiest way for a fraudster to get to your financial information is to hack into your computer. Make sure you have adequate anti-virus protection that is up-to-date and that you have firewall in place. This will help to stop fraudsters getting hold of your information, and keep your money safely where it belongs.

Quote: “The winner is the chef who takes the same ingredients as everyone else and produces the best results.” - Edward de Bono Application: In order to survive in online business you will find you will be using most of the same tools everyone else is using. How can you make the end result better for your online customers? Quote: “No matter who says what, you should accept it with a smile and do your own work.” - Mother Teresa Application: You will experience unfair criticism. In that moment you have a choice. You can allow the words to crush your spirit or you can simply keep moving forward. What choice will you make? Quote: “Winning is not a sometime thing; it's an all time thing. You don't win once in a while, you don't do things right once in a while, you do them right all the time. Winning is habit. Unfortunately, so is losing.” - Vince Lombardi Application: Choose your habits carefully. The habit you chose today will be reflected in future decisions. Never do just enough to get by – reach just a little bit further. What business habits need changing? Quote: "Everyone experiences tough times, it is a measure of your determination and dedication how you deal with them and how you can come through them." - Lakshmi Mittal Application: When you experience difficulties you have a choice. You can tough it out or you can give up and go home. Is it really time to call it quits? If not, what attitude can you adopt today that will help you move past tomorrow? Quote: "What I know is, is that if you do work that you love, and the work fulfills you, the rest will come." - Oprah Winfrey Application: Determining the type of online business that best suits you may be as simple as checking your own personal passions. To develop a business simply because you think it will be successful may not be the best decision in business startup. What is it that you are most passionate about? How can that passion be used to develop an online business? Quote: "The ability to convert ideas to things is the secret of outward success." - Henry Ward Beecher Application: When you have an idea, work with it to see if it has life. If there’s even the smallest of spark in the idea bring it into the light, for your idea may be just what the world needs. What idea have you left lonely for far too long? Conclusion Most business owners were frightened to move forward with their ideas, but in each case their motives and direction were based on more than a desire for wealth. Personal satisfaction is a tremendous reward in the arena of dream fulfillment.